Been using Affirm: Buy now, pay over time for a couple months now. It’s basically an app that lets you split up bigger purchases into smaller, manageable payments. Pretty solid if you’re into shopping online or in-store and want some flexibility on how you pay.
Here’s what you can do: you can see your buying power right upfront, shop brands with clear payment options, and even get 0% APR deals. There’s also an Affirm Card you can use anywhere Visa is accepted – no credit check or annual fees. Takes a bit to get used to but it’s a useful tool.
Look, if you’re the type who likes to buy stuff online but hates having to pay it all at once, you’ll probably dig this app. It’s not perfect – the payment plans can get a little confusing sometimes – but overall it does the job. Worth checking out if you want more flexible payment options.
