I have used this method to purchase item's, about 4 times, it is so easy and allows for lot's of Christmas. Plus most purchases don't require any extra money ! ! Think it's a great way to shop. Ty, Carla 9/22/25: I've used this method to purchase items, no interest, no long payments, reasonable prices and payments are low. This is a good program.
I love Affirm! I would give them a 10 star rating if I could! So convenient, quick, easy to use, available pay option at so many Businesses, Stores, etc. They are excellent for credit limit raises when you keep your account in good standing order. I also love the option of choice in how you want to pay over time. They calculate and include the interest depending on what payment plan you choose. They are upfront, transparent, and trustworthy. I highly recommend!
Always been a great financial option. Flexible, friendly, and even easier to use with the card option. Affirm has approved so many different purchases over the years. Affirm has approved car parts, home goods, Christmas time shopping, clothes, and jewelry. You name it, they have covered just about anything you could want to purchase over time. Cannot say or express enough positive feedback for how great Affirm is. As always, thanks for the great service. You have a customer for life.
The application is great! I've found it very convenient when I have a hankering for something a bit pricey and need to split the payments. However, I find myself accidentally backing out a lot as the little arrow and swiping left don't do the same thing while in the app. Doesn't reflect what I think of Affirm as a whole but the app could be tweaked juuuuuuust a little. Instant Edit: Wow, I'm silly. I had an update I needed to download for the app and, lo and behold, they fixed my issue! 👍🏻
I absolutely love this app! I've never had issues with Affirm and they are my go-to anytime I have an emergency and I need to pay something right away. They have super low fees or no fees at all, depending on what payment option you choose. They give you multiple options as well. I would ABSOLUTELY recommend this company. I would also give them a million stars if I could! Their customer service is SUPER FAST! I asked them question about my loan concerning a refund, they fixed it in 2 mins.
I'm a fan of the service in general as it has been very helpful and straightforward. The app is overall very easy to use. I don't like the changes made to the Manage section. Previously I could see the amount and date of the next payment due with just one look. Now I have to click each payment separately just to find those details. I hope it reverts back to the previous format because this new one is rather annoying.
Horrible account design. Your account is attached to a phone number, so if someone else has the number before you and had made an account, they will show up when you use that number to log in. Even though they can adjust it, it still doesn't work on other sites because it thinks it still belongs to the other person. This is a bad design when phone numbers change.
I really enjoy both types of affirm. The one you can shop online with and the one that can be used in stores. I love the options you have to pay it back. You can pay it off early with no penalties. I think what I love the most about affirm is you can set up a savings account which you forget about and wham-bam you have paid off another purchase. Ty affirm I have been able to buy important items that I would not be to with other ordinary cards.
Absolutely love this app. I have been able to work my way up to an amazing credit level by paying my credit early or on time. This is an excellent way to get what I need and to build my credit. Thank you Affirm! EDIT 3/3/25: After being with Affirm for close to 1½ years, I depend on their consistency, promises, and a large variety of places to shop, keeping me on top of my credit balance. I never have to worry when I shop with them. With steady & current payments my credit score has increased!
Member for three years. I gave it previously five stars!! I have two loans with two payments from Amazon, that will end in two months. With a perfect payment record, I applied for a new item at Amazon, for about $190.00. I had to do a pre-approval by Affirm. I was refused, with the available purchasing power of $2,980.00. That makes no sense. I might remove and close this application after the final payments are completed!!!!!!!
