Screenshots
Description
Been using the Atlas – Rewards Credit Card for a couple months now. It’s basically a credit card that’s easier to get approved for than traditional cards, even if you don’t have much credit history. The app makes the whole process super simple – you can just get approved right there without a ton of paperwork.
Here’s what you can do with it: You can connect to thousands of banks to figure out a spending limit that works for you, and it has 0% APR so you never pay interest. There’s also automatic savings of up to 10% at tons of places like Starbucks, Nike, DoorDash, and more. And it helps you build credit over time the more you use it.
Look, if you’re in the market for a new credit card and want something that’s easy to get and has some nice perks, you’ll probably like Atlas. It’s not perfect – the savings selection is a bit limited right now – but overall it does the job and is worth checking out.
Editor Opinion
So here's my honest take on the Atlas - Rewards Credit Card. I've tried out a bunch of these kinds of apps and this one's a pretty solid option. The instant approval and connection to tons of banks is super convenient, and the automatic savings at popular stores and restaurants is a nice perk. The credit-building aspect is also clutch if you're trying to boost your score. The only real downside is that the savings selection is a bit limited at the moment, but they're always adding new partners. Overall though, I'd say it's a pretty good rewards card, especially if you're looking for something easy to get approved for.
Pros & Cons
Pros
- Easy to get approved, even without much credit history
- Connects to 10,000+ banks to set a spending limit you can afford
- 0% APR so you never pay interest on your balance
- Automatically saves you up to 10% at tons of popular stores and restaurants
Cons
- Savings selection is a bit limited right now
- App can be a little buggy at times
- Rewards aren't the highest compared to some other cards
Specifications
| Updated | 09.10.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | Exto Inc. |
| Android | Android 7.1++ |
| Package Name |
com.exto.arrow |
Ratings
User Reviews
Random account withdrawals, there is no rhyme or reason to when they pull. They constantly monitor your bank account and will immediately pull when they detect money so if you...
there is not enough room on here to describe how many issues I have had. I agreed to the $8.99 a month but I didn't agree to them taking $18...
Solid app coding. Good features for the most part. I really don't like the forced promotions that limit your navigation within the app. Such as adding my direct deposit, or...
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