Reviews for Atlas - Rewards Credit Card

← Back to Atlas - Rewards Credit Card

20 reviews

Review by David Tripp
(1/5) August 22, 2025

Random account withdrawals, there is no rhyme or reason to when they pull. They constantly monitor your bank account and will immediately pull when they detect money so if you have to add money into your account to pay bills good luck. There is no way to disable the automatic withdrawals and 90% of the […]

Review by Sandie Larson
(5/5) August 20, 2025

I have very much appreciated this app. I have been able to keep myself out of the borrowing money pit and the fact that they take the money out of my checking account automatically and take small amounts into savings where I don’t feel it as much it has increased my credit score tremendously. I […]

Review by Brian Piccolo
(1/5) August 30, 2025

Very hard to close/cancel the account. I paid off the $9 balance and requested to have it closed because you can’t actually do it on the app it self it gets you all the way to the cancelation part then the only option is “keep my benefits” so you have to open a ticket and […]

Review by Ron Ali
(5/5) September 1, 2025

The Atlas Credit Card is a pretty good credit card for building up the credit, save money with rewards on eligible purchases, and avoid interest charges. It is very easy to get approved, as you simply need to validate your identity and link your bank account. The on-time bill payments will help to build Credit […]

Review by Bobbie Pope
(2/5) September 1, 2025

Not to sure how I feel about Atlas, there is a lot I do not like about it. No live chat or 800# to call for a live agent, they withdraw your $ & make you wait till it clears to use it. (1-3 days) Must use an ATM with fees, to withdraw $, no […]

Review by Richard Kemp
(1/5) September 6, 2025

it sucks !! for the most part.it was easy-to-use, BUT when it.came to.uour bank info. kept saying that it didn’t like it. so i went to my business accounts. i was told it needs a real account to use it. then the kicker was the code numbers and pictures. they kept switching back and forth. […]

Review by Brennan Parkin
(3/5) September 12, 2025

Solid app coding. Good features for the most part. I really don’t like the forced promotions that limit your navigation within the app. Such as adding my direct deposit, or inviting friends. If I don’t want to, stop re routing me when I’m trying to do other things in the app. Very annoying. Credit score […]

Review by Veronica Bonderenka
(1/5) August 26, 2025

there is not enough room on here to describe how many issues I have had. I agreed to the $8.99 a month but I didn’t agree to them taking $18 out of my account whenever they feel like it. They have taken over $60 not including the membership fee. I’ve been trying to cancel my […]

Review by Elizabeth Gordon
(1/5) August 13, 2025

just ANNOYING. can’t even open the app without pop ups that take over the entire page. You can’t exit out of them. it feels forceful. I’ve been trying to get my money back/cancel the account for days now, but can’t do that with all the pop ups! there’s no option to delete the account or […]

Review by Daniel Lawrence
(1/5) August 9, 2025

Do not… I repeat, DO NOT… download this app and/or sign up for an account. It is impossible to get in touch with anyone to cancel/close the account. I have been trying for about a year. Emailing customer service because there is no phone number you can call, with no response. The help bot in […]

Review by Sam Obando
(1/5) September 14, 2025

0 stars Their customer service is mostly AI, the rest is made of agents who don’t read what you’ve written. I had difficulties using my card and couldn’t get to an agent no matter what. I decided to close my account and received an email saying I was going to have a transfer of the […]

Review by Reginald Forest
(5/5) October 8, 2025

definitely worth it. I originally downloaded atlas while searching for something else entirely but the concept caught my attention. after just a few weeks I decided I was going to keep the service and paid for the annual membership. In just the 2 months I’ve been using atlas my credit score has jumped 30 points, […]

Review by The Golden Crystal
(1/5) October 10, 2025

Just submitted a third ticket to cancel my membership because they keep canceling the tickets over me not replying to an email they never sent. I stopped using the card and submitted the first cancelation request on 8/31, but they have continued charging my account for transactions I never made, and support pretty much told […]

Review by Justin Spradlen
(2/5) September 29, 2025

I absolutely regret switching to atlas. deposits from employer arent reliable. you don’t know when your deposit will go through. supports main answer is “I don’t know”. my credit rating shown by them is up, then down, then up, then down. they don’t help your credit much. The one pay card does so much better. […]

Review by Gwendolyn Wooten
(5/5) October 6, 2025

I’ve been using my Atlas Card Membership for a while now, and it’s honestly been one of the best decisions for my credit journey. The setup was simple, the app is easy to use, and I started seeing positive changes in my credit score within just a few months. I love that they report to […]

Review by Amber LaSada
(1/5) August 28, 2025

I have tried to cancel. They keep charging me. You request to cancel, create a ticket, and it still doesn’t work. Lousy! You would think they would be more on top of things. 🤔🤨 Edit: Reported this company to my bank. I logged back in today to see the conversation I had with support in […]

Review by Cody Crisp
(1/5) September 27, 2025

Very predatory company. They charge 4.99 a week to “unlock” your spending power, which is probably $10. You’ll most likely never use it and even disconnect your bank. Well that 4.99 stacks each week till the end of the month and then they charge you $20 for a service you didn’t even use. Then when […]

Review by Jonathan Stuhl
(5/5) October 8, 2025

Above the rest. I’ve recently taken an interest in my financial background and investing. I tried a dozen “money’ apps and credit building. it didn’t take me long to navigate and get comfortable here. so far, I like their methods. realistic. more professional in every way. the others make me feel like I’m playing with […]

Review by Cameron Spivey
(3/5) November 9, 2024

The app is good if you need anything account to help build credit. However, it constantly puts me in overdraft, even though it says that it checks your balance beforehand. However, it gives you 1-hour notice that it will initiate a smart payment at 9am; Smart pay being a feature that you can not turn […]

Review by Shelby Pratt
(1/5) June 21, 2025

DO NOT APPLY!! ITS A SCAM!!! they charge you from the moment you are approved, and even if you ask them to close the account, they will keep it open to incur ‘outstanding balances’ and refuse to remove them so that when you finally get them to actually close the account they will threaten to […]