I had a higher opinion of this app when I first started using it. However, it has become more about cash back for making purchases or signing up for subscriptions. Games and surveys are paying significantly less. There's also now a minimum amount you must keep in your account. Why? And it used to take 2-3 days to get paid and now it's 4-6 business days.
Reviews for ATM Cash Advance・Instant Money
← Back to ATM Cash Advance・Instant MoneyThe app works great. Daily change adds up. My only issue is, I can't add a bank account or remove an old one. Their FAQ says you can add up to three bank accounts, but I only had the option to add one which is no longer used. Oh, and a quick tip top those complaining about not making enough money to cash out...you get $5 per referral, so tell all you friends to add the app. If they don't want to keep it, they can delete it right away, but you still get your $5.
Waaayy to many notifications daily. For the exact same thing !! I used to Love the ATM app. But now I don't know if it's worth my time. I spend 15 mins, or longer, to fill out surveys, just for them to say that I'm not right for the survey. I've been back on about a month & haven't received enough for the reward. I've even joined some of their partners n the app. 👎
What a waste of time. Downloaded it, and right from the jump, I got nothing but errors when registering an account. After trying 3 times, it made an account but doesn't earn anything and just gives a constant error to check your connections. It seems that they only want you to register to have you will out your personal info. I'm sure I'll be spammed to death. What a scam. Google Play needs to stop allowing these fake scam apps.
I'm changing my review, on May 22, 2024 and May 29,2024. I never got paid what I earned. I emailed them about the missing amounts. Also sending screenshots of the amounts I earned. I got a response on May 31,2024 about something that had nothing to do with the missing amounts. I reached out several times more. All I got was they would look into it. Again nothing. We're in July now. Bottom line this app doesn't pay and reaching out to them is useless , your just ignored.
Your new policy is ridiculous. Now you want to take 1 dollar a month and 3 for inactivity, but still want to keep the earned 20 dollars. You should lower that. It took me a month or more just to get to 20 bucks before you added the paid surveys. Most subscriptions and products you offer I already have or am not interested in because it's multiples of the same product from different companies. Definitely lower the 20 dollar balance. Shouldn't keep what we've earned. Then charge mores after.
It has been 90 days and I haven't received a dime. I want the money it took way too long to earn on this stupid app! Edit: There's no issue with my bank. I get cash outs from other apps all the time with no problem. The issue is that the money has not been sent. It's not like it's a huge amount or anything but it took 2 years to earn and I want it! Also, you had no problem charging my connected bank a membership fee on 1/26/2025 so sending money to the account should be non problematic.
Out of all the rewards apps I've tried, this one gives the best. I've cashed out twice in two weeks (amounts $12 and $11). Other rewards apps hardly have anything to give and too many hurdles to cashing out. I will say though, that the games rewards are tricky. Some of them have high rewards but are impossible to finish without buying in-game items. I also had one that required me to get to level 8 when the max level was 5. Try to just do the easy ones for less cash reward.
The app is legit. I've cashed out to Google play once. Everyone's selling your data, why not jump on board and get paid for it yourself. If you don't believe me, EU just started a sell your data program. This app follows your card purchases and currently pays 2 cents per transaction. They also pay for surveys and games. Now that doesn't seem like a lot but when you add it ontop of the coinbase cash back debit card and a few other things, those purchases add up.
UPDATE 09/22/23: I am still having issues with the app not loading properly & still not receiving daily data matches, with the exception of a couple that popped up randomly while attempting to navigate the app. I have been in contact with support, and while they have attempted to address the issue, they have yet to be successful. 07/23/23: This was a good app, but I am considering closing my account, as the app doesn't load properly, and I stopped receiving the daily offers about a week ago.
The app does what it says it will do. Sort of. BUT- you have to wait for your reward to hit for up to like 90 days on some offers, some you have to pay to get, there's more stuff to download that you don't really want, you are just trying to get the rewards for, but even then, you can't cash out until you get to 20$, and you can't cash out that initial 20$. It proved to be a great waste of time and data and memory for me, and a huge disappointment, as I genuinely expected so much more.
This app used to be great... easy money (even though it's not much). I would always get location rewards & daily questions (up to 8) to earn money. Cashout was easy but took up to 3 days to receive. For the last few months, I get nothing. I have never accepted any of the offers. The surveys are ok sometimes, but usually not worth the time. Been using this app for a few years, however, I think it's time to delete because it does absolutely nothing but take up space on my phone.
I don't understand. how they got four stars on average. this is the worst cash advance app modern times. why 99.9% you link your account. you get approved for a certain amount. and get your advance money within minutes. they have you advance processing like you signed up for a loan. my advanced was processing for 2 days. and I still wasn't able to pull out $25 to get me until I got paid. so I deleted it because I don't need it no more. all is good for its advertising for other companies.
I love the way the app pays out & I've never had any problems cashing out. Until recently. I have $10 that is withdrawable & no matter what I do it tells me an unexpected error has occurred. I have reached out to customer support with no response in over a week. I understand that things do happen with these apps- however, there is no excuse for poor customer service!
for what it is and how inundated with annoying pop ups and garbage , I'd give it a 3 out of 5. I've had some success with it. sure it won't make you rich, but if you're okay with occasional glitches and having to force close and re open, then go ahead and try it. it does pay but takes forever to reach their minimum. lots of better options out there. my review purpose is for educational only and based off my own experience with the app.
my first advance was easy. my second..not so much. it kept saying my bank account was negative when it wasnt. it wouldn't let me reconnect. I had to talk to customer service a few times in order to reconnect my bank and it still doesnt work. update: they never fixed it and they ghosted me. will not return multiple emails. useless app.
I have been using this app for its Cash Advance feature, and its come in handy quite a few times. Sometimes it will unsync from my payday and have the repayment date be like 3 days later, but on those rare occasions I just email them and they fix it for me. For about a year, I was only offered $25 advances, but with faithfully paying them back perfectly, I've gotten the increase to $50.
Seems like a scam. Every time you try to get an advance and link your bank account, a loading wheel just spins and a modal pops up saying "unexpected error". After giving all of this personal information and bank info, it just doesn't work suddenly without any kind of reason besides "unexpected error". Seems very suspicious. They don't even tell you what the error is. Scary
it is easy but not really worth it. They offered $25 with a $5 delivery fee with a $5 subscription and they ask for a tip! not really worth it. And I also don't understand their amount advanced process. most apps start low and with on time payments it increases. this app tells you the more money in your account the better? Why would someone be asking for $25 if they had money in their account? I understand they don't want to lose money, but that's why companies do payment history. Who knows lol
I've been trying to get the cash advance to work for months now. first, my account was negative a few dollars, which I wasn't aware would cause it to deny me and make me wait 30 DAYS to request again, which is completely absurd considering I wanted the cash advance to get my account back in the positive. went back after the 30 days and tried again, only for it to say there was an error. gave up for a while and tried again yesterday, and it's been "processing" my request for about 12 hours now.