Screenshots
Description
Been playing Ava Finance for a couple months now. It’s basically an app that helps you build up your credit score. Basically it gives you ways to establish credit history and boost your score over time. Pretty solid if you’re trying to improve your credit.
Here’s what you do: you can connect your bank account and the app analyzes your transactions. There’s also an option to get a credit-building loan that reports to the bureaus. And you get personalized tips on things to help your score – took me a while to figure all that out but it’s pretty useful.
Look, if you’re trying to get your credit in a better place, you’ll probably like this app. It’s not perfect – the monthly fee can be a bit annoying – but overall it does the job. Worth checking out.
Editor Opinion
So here's my honest take on Ava Finance. I've tested a bunch of credit-building apps and this one's one of the better ones. It's got a good mix of features to help improve your credit score without being too complicated. And the credit-building loan is a nice option if you don't have much credit history. However, the monthly fee can add up, and the personalized tips aren't always that insightful. But overall, it's a pretty solid choice if you're serious about boosting your credit.
Pros & Cons
Pros
- Tons of ways to build credit history and improve your score
- Credit-building loan reports to bureaus to help establish credit
- Personalized tips and guidance to optimize your credit
- Free version available if you don't want to pay monthly
Cons
- Monthly fee can get expensive if you're on a tight budget
- Some of the personalized tips are a bit generic
- Takes time and effort to see significant score improvements
Specifications
| Updated | 07.10.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | Ava Finance, Inc. |
| Android | Android 9++ |
| Package Name |
com.meetava.avaapp |
Ratings
User Reviews
Signed up for this hoping to build credit quickly. Once you attach your bank to it, despite the 2500 limit, you have 25 dollars to spend on very specific products...
When I opened the app, I had to create my account and link my bank. . So I did that, then it wanted money...6 mos or 1 yr membership fees....
The idea is great, I have a few other apps that do something similar, but not with a $2,500 credit line. When rebuilding credit keeping utilization low is key. The...
Rate this app
Help others by rating key aspects of this app
App Permissions
This app requires 6 permissions to function properly:
Frequently Asked Questions
Similar Apps
Option Signals -Picker Alerter
DAS Budget: Money Manager
Bitcoin Mining (Crypto Miner)
Stock Market Tracker
MySynchrony
Day Trading SImulator & Games
MoneyGram® Money Transfers App
Cash Advance – No credit Check
MAJORITY: Mobile banking
CoverMe – Instant Cash Advance
