Reviews for Ava Finance

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20 reviews

Review by Nicholas Fitchett
β˜…β˜†β˜†β˜†β˜† (1/5) August 15, 2024

Signed up for this hoping to build credit quickly. Once you attach your bank to it, despite the 2500 limit, you have 25 dollars to spend on very specific products such as streaming services or in their overpriced Ava store. I bought the cheapest thing in there, a 12 dollar cork coaster, and my Ava […]

Review by Whitney Dakin
β˜…β˜†β˜†β˜†β˜† (1/5) January 13, 2025

Full scam! Saw an advertisement claiming “everyone is approved” for their card. You must sign up & pay for the first month before you can apply for the card. I paid $9 for the first month. Applied for the card by connecting my bank account, which has been active & receiving regular direct deposits for […]

Review by Jose Garcia
β˜…β˜†β˜†β˜†β˜† (1/5) March 7, 2025

Just read the other 1 and 2 star reviews and that’ll sum why I’m in that club as well. It feels like a scam to pay an $8 balance with a debit card that has a $3 fee because the app tells you there’s insufficient funds in your bank account when that’s clearly not the […]

Review by Christopher Corell
β˜…β˜†β˜†β˜†β˜† (1/5) March 12, 2025

You really have a limit of spending power, you might get a high credit limit but that’s misleading. Ava strictly picks and chooses where you can use your card, more than half of the merchants listed are business I’ve never even heard of or even use. Let’s say you have a credit limit of $500 […]

Review by SLW1995
β˜…β˜…β˜…β˜…β˜† (4/5) December 2, 2024

I have been with Ava two years. It started out good but now the subscription listing is misding and I cannot add new subscriptions, not even my cell phone. The Ava card keep denying subscriptions My spending limit is $170. I am only using $60 in subscription at the moment. I have sent several emails […]

Review by Scot Rasor
β˜…β˜…β˜†β˜†β˜† (2/5) May 21, 2022

The idea is great, I have a few other apps that do something similar, but not with a $2,500 credit line. When rebuilding credit keeping utilization low is key. The company should mention at the start that having direct deposit is required to use the service. When I tried to link my bank, an account […]

Review by Angie Fields
β˜…β˜…β˜†β˜†β˜† (2/5) December 14, 2023

When I opened the app, I had to create my account and link my bank. . So I did that, then it wanted money…6 mos or 1 yr membership fees. No monthly option. There was no way to even explore the app before making a pretty lengthy commitment. I really have no idea how the […]

Review by Johnnie Johnson
β˜…β˜…β˜†β˜†β˜† (2/5) February 8, 2024

Got 2 stars because I feel like like some very important things are left out before you pay $9 a month. 1. If you get approved for the $2500, you only get access to $25 of it to start. There doesn’t appear to be some timeline for what is unlocked and how long to the […]

Review by Jazzy M.
β˜…β˜…β˜†β˜†β˜† (2/5) October 4, 2024

My experience has been horrible thus far. The initial sign up was great, my membership was deducted with no problem, and the features I do have access to I like so far. NOW, the real issue I’m having is linking my primary bank account or my secondary bank account. Both accounts won’t link to Ava. […]

Review by Mike Nichols
β˜…β˜†β˜†β˜†β˜† (1/5) January 4, 2024

I used this app for all of one minute because it turned out to not be what I was looking for. Paid for a full month, requested a refund since I cancelled pretty much immediately, and was told no, they don’t offer free trials, and account creation incurs costs, insane. I would suggest any other […]

Review by Jacob Gilbert
β˜…β˜…β˜†β˜†β˜† (2/5) August 25, 2022

I downloaded the App and every time I try to connect my bank it doesn’t let me. It doesn’t matter what bank I try to connect it doesn’t let me connect it at all. A little help fixing this issue would be greatly appreciated. I’ll change my rating once this issue gets fixed. Thanks Update: […]

Review by Ivy Street
β˜…β˜†β˜†β˜†β˜† (1/5) July 6, 2025

payments for the credit builder loan are supposed to be auto-paid from my checking account, but it keeps getting declined – supposedly because i have to have $100 in my account so they can withdraw $25?? which makes no sense. so i have to make the payment with my debit card (which is linked to […]

Review by Jason F
β˜…β˜†β˜†β˜†β˜† (1/5) June 21, 2025

I’m sure this will get a response of “clearly stated in FAQ” maybe not clear enough because it doesn’t look like I’m the only one with same frustration…I pay for the service to open account because I was told I have 1,000 in available credit. What I wasn’t told is that only 1% of that […]

Review by Robert Rochester Jr
β˜…β˜†β˜†β˜†β˜† (1/5) June 8, 2025

So after speaking with customer support and even a manger I can’t no longer recommend this company. They charge 3 dollars to pay your bill by debit card. The no fee option to pay requires a minimum balance of 100 dollars to make a payment. But the kicker is I like to make my bill […]

Review by Shanequa Williams
β˜…β˜†β˜†β˜†β˜† (1/5) October 3, 2025

run I have had this app for several years. It actually hurt my score when I was away for a period of time and the autopay it was going to did not go through, yet I would still pay manually. What added insult to injury wasbit was supposed to be paying for my nneI set […]

Review by Patricia Tessier
β˜…β˜…β˜…β˜†β˜† (3/5) August 6, 2025

I just downloaded the app and read the reviews. I suggest Ava needs reinventing. When applying, consumers should be allowed to upload a bill. That bill should determine the amount of credit. For example: Verizon bill: $215. Credit limit: $2500. As time progresses, so does the amount of merchants that can be used after submitting […]

Review by David Lopez (Yaddimahhada)
β˜…β˜…β˜…β˜…β˜† (4/5) August 25, 2025

No real usable credit, which is a bummer. But you get very cheap credit line reporting. I got a $1k limit for $10/month. Better than most starter credit cards, if you want the credit file and don’t actually care about borrowing money or online shopping. I wanted actual credit, but this is still a good […]

Review by Michelle Whitman
β˜…β˜†β˜†β˜†β˜† (1/5) July 31, 2025

Used this app to help rebuild my credit after identity theft. I used it to pay a $1.99 subscription. I tried paying my bill the app won’t let me. Must have over $100 so I didn’t overdraft? Joke. It’s $2! Had over $1,000 in my account, still wouldn’t let me pay the $2, app said […]

Review by Mason Biringer
β˜…β˜…β˜†β˜†β˜† (2/5) September 27, 2025

It started working well, had me swap over to the annual instead of monthly which I didn’t care but once I did that, it asked for payment, normal, but when I tried to do it, it keeps saying unexpected error occurred. It won’t let me go back to the dashboard and even after shutting down […]

Review by Desmarie Hooper
β˜…β˜†β˜†β˜†β˜† (1/5) September 30, 2025

I need a refund of the $97 yearly subscription that I paid for and was taken out of my account, this is very misleading. After signing up, paying for my subscription, and getting approved for $950 Ava tells me that there was a problem and the payment didn’t go through but clearly it was taken […]