Screenshots
Description
I’ve been using the BMO Digital Banking app for a couple months now. It’s basically a mobile banking app that lets you handle all your BMO accounts right from your Android phone. Pretty solid if you’re into keeping track of your finances on the move.
Here’s what you can do: you can check balances, view recent transactions, even deposit checks just by taking a photo. There’s also features like Zelle for sending money to friends, and BMO Card Monitor to lock/unlock your debit card. Oh, and you can set up biometric login so it’s super fast to sign in.
Look, if you’re a BMO customer and you want a convenient way to manage your money, this app is worth checking out. It’s not perfect – the design can feel a bit cluttered at times – but overall it does the job and makes banking on your phone easy.
Editor Opinion
So here's my take on the BMO Digital Banking app. I've tested a bunch of mobile banking apps and this one's pretty solid overall. And the UI could use a little polish, but the core features work well and it's packed with useful stuff like Zelle and card controls. Not gonna lie, the setup process was a bit of a pain, but once I had it all connected it's been smooth sailing. If you're a BMO customer and you want a simple way to manage your money on the go, this is a pretty good option.
Pros & Cons
Pros
- Tons of features like check deposit, money transfer, and card controls
- Fast biometric login so you can access your accounts quickly
- Clean, modern design (even if it's a little cluttered at times)
- Lets you link non-BMO accounts for a full financial snapshot
Cons
- Initial setup can be confusing and take a while
- Occasional bugs and crashes, though not super common
- Home screen widgets don't always work as expected
Specifications
| Updated | 29.09.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | BMO Bank National Association |
| Android | Android 8.0++ |
| Package Name |
com.bmoharris.digital |
Ratings
User Reviews
After years of no issues at all, for the last few months the app locks me out of my account every couple of days. I'm on my 7th password and...
This has been an unhelpful app. We were so happy with Bank of the West. This app crashes and/or doesn't recognize my login. When I call for help, they suggest...
They are the worst bank ever. Even if you have preferences set to decline overdraft charges, they will still let autopay charges go through. Then customer support is useless and...
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