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Bread Financial

Bread Financial

Android Finance Bread Financial Holdings, Inc.
4.4 Popularity

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System Requirements

Updated
September 24, 2025
Category
Age Rating
Everyone
Android
Android 11++
Package Name
com.lonoperationsllc.breadmobile

So here's my take on the Bread Financial app. I've tested a bunch of finance and banking apps, and this one's pretty solid overall. It's got all the basic features you'd expect, like account management and rewards, and they work well. The interface is clean and easy to navigate, which is important for an app like this. On the downside, it can feel a bit basic at times compared to some more robust banking apps. And the performance is just ok - it's not lightning fast. But for simple credit card management, it gets the job done.

Manya Lyalya
AUTHOR: Manya Lyalya Editor, Grand Screen

Pros

  • Tons of useful features for managing your Bread credit cards
  • Clean, straightforward interface that's easy to use
  • Quickly log in with fingerprint or face ID
  • Redeem rewards and review transactions with just a few taps

Cons

  • Interface can feel a bit dated and clunky at times
  • Performance is just okay, not the snappiest app out there
  • Lacks some of the more advanced features found in full-service banking apps
GOOGLE PLAY SCORE
4.4 /5
based on 22,097 reviews
Generally Favorable
87
MY SCORE
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Description

Been using the Bread Financial app for a couple months now. It’s basically a finance app that lets you manage your Bread Cashback and Rewards credit cards. Pretty solid if you’re into mobile banking and credit card management.

Here’s what you can do: you can log in quickly, review your transactions, activate or lock your card, and redeem rewards. And there’s also a search feature which is pretty useful. And you can add authorized users – took me a while to figure that one out but it’s a handy feature.

Look, if you’re the type who likes to stay on top of your credit card accounts, you’ll probably like this app. It’s not perfect – the interface can be a bit clunky at times – but overall it does the job. Worth checking out if you have a Bread card.

User Reviews

Robert Steffen October 17, 2025

Hello, all, beware!!! This company is just out to get your money with interest, late fees, and paper bill fees. I had to threaten to close my account to get...

P. B. October 17, 2025

I like the design of app for the most part. But why do I need to log into each card individually? I also noticed that there was no ability to...

Tatiana W October 17, 2025

Good credit card but terrible app and website. There is always an error message saying I need to update my contact (which I have several times). Not to mention the...

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