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Description
Been using Chime – Mobile Banking for a couple months now. It’s basically a banking app that gives you access to your money without the usual headaches. No monthly fees, free in-network ATMs, and you can get paid early. There’s also some cool automatic savings tools that make it easy to start building up your money without even thinking about it. Took me a bit to figure out all the features but once I got the hang of it, it’s been pretty smooth sailing.
Editor Opinion
So here's my honest take on Chime – Mobile Banking. I've tested a bunch of banking apps and this one's definitely one of the better ones. The interface is really clean and intuitive, and the core features like early payday and fee-free banking are super useful. The automatic savings stuff is a nice touch too. Doesn't have every single feature under the sun, but it covers the basics really well. Only downside is it can be a little confusing to navigate at first, but once you get the hang of it, it's a pretty solid mobile banking option.
Pros & Cons
Pros
- No monthly fees or minimum balances
- Get paid up to 2 days early with direct deposit
- Automatic savings tools make it easy to build up your money
- Free in-network ATM access
Cons
- Can be a bit confusing to set up at first
- Doesn't have as many advanced features as some other banking apps
- Early payday is limited to $500
Specifications
| Updated | 03.10.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | Chime |
| Android | Android 10++ |
| Package Name |
com.onedebit.chime |
Ratings
User Reviews
chime has been great, the only reason I gave it 4/5 instead of 5/5 is because they could definitely improve their customer service. sometimes it's great, not difficult to use...
Everything was going great until I tried to receive an ACH transfer. It just wouldn't work. Plus they changed the limits and some rules. I might just stop using this....
customer service is unable to do pretty much anything on my account because of "security reasons". two different issues, both times they were unable to assist me. both times it...
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