Reviews for Cleo AI: Cash, Budget & Credit

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20 reviews

Review by Zack Vallee
(1/5) September 13, 2025

coming back to add to my 1 star. had originally rated it that because of the fact that when youre trying to confirm your phone number, it sends the code but doesnt give you anywhere to enter it. I finally got it to work after way too many attempts, and now after its asking to […]

Review by Heather Dumas
(1/5) August 7, 2025

Asked to reschedule my payment once and when I finally repaid it, TWO DAYS EARLY, they lowered my advance amount from $200 to $40. Probably because they can’t ever reflect my paycheck in my bank when it comes in. And splitting the $200 in the past into two different payments, available on different days, with […]

Review by 『RSP』Ban
(1/5) August 14, 2025

they make it impossible to verify your info, this is only after they’ve made sure you’re subscribed, though. if you cancel your next payment, you have to pay again to use the app even if your previous subscription wasnt expired. finally I was never able to actually get an advance but they make you subscribe […]

Review by Sandra Randall
(1/5) August 19, 2025

Nightmares never use this App. I had an issue where my bank marked my transactions with Cleo as disputed. The bank fixed the issue and released all their funds to them that was 3 weeks ago they still haven’t bothered to fix it on their end in fact they claim I owe for an advance […]

Review by August Grimes
(1/5) August 11, 2025

Signed up because a bill left me with no money for the 3 days left until I get paid. I subscribed & everything. I keep getting a “Something went wrong, please try again.” error message when requesting the cash advance that I am eligible. I tried everything from wiping the app to uninstalling. Still get […]

Review by Zach Kransdorf
(1/5) September 24, 2025

Used this app for a while and was great. One day it completely stopped working. Never had a late payment have good income that shows in my banking apps. Will tell me I’m eligible but when I put through an advance it tells me I’m not eligible anymore. Their customer service is just ai bots […]

Review by Kane Moore
(5/5) October 2, 2025

installed and subbed to get cash advance. it was unable to link my card despite my details being correct. was trying to avoid an overdraft so I couldn’t wait for supports help. however, despite this I rate 5 stars because they are going to refund my subscription. I just talked to the ai about canceling, […]

Review by Tony Roberge
(2/5) September 17, 2025

My experience with this app is not great, here’s why. I filled out all information and even got approved for a cash advance. However, when I was about to complete to finalize my cash advbance a window popped up, ” unable to verify you “. I contacted customer service and even they could not fix […]

Review by Vollie Hollands
(1/5) October 4, 2025

App used to be great, but now the “daily” limit has been reduced so low that you have to take multiple advances to get to the same amount that you used to be able to take in a single advance. this has obviously been done so you are forced to pay more fees for the […]

Review by Shane Camburn
(1/5) September 15, 2025

WARNING: COMPLETE SCAM!!! Totally avoid this!! I make $7440/mo and they charged me the $8.99 for pro and the best offer they will give is $30. So to get the $150 or whatever you probably need to make over $500k/yr! Seems to be a scam to steal the first month’s subscription fee from users then […]

Review by Shel Stoneman
(5/5) October 6, 2025

Cleo is wonderful for small cash advances. I wish they would give out other options to pay off those cash advances into multiple payments. So if you borrow 200. That’s the amount they want paid back all at once. No option to make multiple recurring repayments. Cleo also keeps track of your spending habits. Which […]

Review by Eco Soul Exl
(5/5) September 21, 2025

pervious I had a error with the app, the app wouldn’t allow advance unless I got (plus)… but once I did, None of my cards worked, even the one I used for my banking. After a few days it finally accepted my request for a advance so I change my rating. Kind of sucks to […]

Review by Deana Marlar
(1/5) October 10, 2025

I used the service for more than a year, was ALWAYS in good standing and was completely satisfied….until recently. No clue what changed, but I’m getting tons of errors on my account, won’t let me add a card, won’t let me accept my advance, support is WORTHLESS. ‘Explanations’ for errors are given that make no […]

Review by Sheri Bosco
(1/5) October 4, 2025

This app used to be really convenient if you needed extra cash before payday. Now they charge exorbitant fees, say you have $x amount but you are only eligible for a little bit at a time every 24 hours in addition to charging $8.99 per withdrawal. I guess they need the extra fees now since […]

Review by Robert O’Connell
(2/5) August 9, 2025

Used to be great, As of late the app has continued to get more and more buggy. Can’t access borrow because it won’t load, sometimes the app itself wont load, it’s been getting worse and worse. I’ve read other comments about the same thing and it doesn’t seem like they care because nothing is happening […]

Review by Essence Clayton
(1/5) September 28, 2025

The app sucks. I have been trying to complete the process for the extra cost they charge (Cleo Plus) for over a year. The debit card associated with my checking account does not work according to this app. The app keeps saying my card is frozen when it isn’t. I reconnected my bank, for which […]

Review by Lindsey Baker
(1/5) May 6, 2025

App used to be decent, now it all just feels like a scam. I’m eligible for $300, but I can only take up to $100 per 24 hours, and if I want it quicker I have to pay the 8 dollar fee for each transaction. That’s AFTER paying the monthly fee. Plus, the app has […]

Review by Jacqueline Arganaeri Matturro
(3/5) May 9, 2025

Although I love how the app “checks on your finances” every time you open it and through its notifications, it’s been a couple of years, and it still gives me an error message when trying to use my debit card to pay for a plan and continue to an advance. What makes matters worse, this […]

Review by Dresses, Messes and Coffee
(1/5) June 21, 2025

App used to work great and everything processed quickly. Now, they seem to pick and choose who they want to deal with apparently. I know multiple people who use the app as well and advances are paid the day they’re supposed to be, refreshed and they’re offered an advance same day again. The past few […]

Review by Rita Scanio
(1/5) June 16, 2025

The Worst the ABSOLUTELY WORST !!! JUST Spent almost an hour trying to cancel the order that was requested seconds after I was told that I couldn’t get the money for 24 hours, Not in minutes like the ad says. “Cleo” keeps repeating her responses to my request. Over 6 ( that’s when I stopped […]