This isn't to help you improve your credit - it's a mall for credit card companies to bait you. I've paid off several thousand dollars in credit card debt and personal loans, and for the first time have good credit. This app is telling me to take out MORE cards (like the several I have aren't enough?!) Luckily I've learned alot over the past several years and won't bite, but I am worried for people who may think this company wants to help. It clearly does not.
Reviews for Credit Sesame: Grow your score
This app is unbelievably weird. I used this app for aproximately 8 weeks. logging into it about once a week to monitor my score and credit options. Then one week I tried to login as usual with my passcode # and a "Your session has timed out" error message appeared. So I tried several more times to login to the app with no success receiving the same error message everytime. So I tried logging into the app with my email and password. The results were the same. Awaiting an answer from devs on issue!
My credit score jumped over 60 points in the first month. I am absolutely ecstatic about this app, wonderfully made, easily understood, easy to use and navigate and most important of all in my opinion, it does what it says, it raises your credit score not only by 1/2pts, but a substantial amount that matters each time! I've tried several other apps, they're pitiful in comparison. hardly increased score,if at all. Credit sesame for the win! Me for the win! Thanks credit sesame! So grateful!
Been using Credit Sesame for just under a year. Overall it is a decent app and has numerous tools to help guide you towards financial freedom. HOWEVER, I have not been able to link it to any other app such as PayPal, venmo, cash app, klover, money lion, western union... I can go on & on. It is very frustrating. It is the account my paycheck is direct deposited in into but I am unable to verify that for any app. This may be a deal breaker if I can't get it resolved soon.
I'd like more to date credit scores from all three credit bureau's. Make them clearer and show the specific differences in the credit reports. What stands out more between the different bureau's. Meaning, what creditor reports that are not on all three and highlight those specific items. That would be helpful. During the day, there are many distractions and that would make for easier understanding.
Credit Sesame is helpful at keeping track of your credit score for free. It also gives you advice on how to get that score up really quick. Like 50 points in 1 day(that's not typical but is definitely possible). I love that this app gives you lots of options as well as shows you examples regarding what would probably happen to your score should you miss a payment or 2 as well as if you made a few extra payments on a bill.Very Helpful.
It's great that we get a transunion credit score. I understand your marketing strategy cuz you got to make some kind of profit. Gave us one credit score for you if you want the other two you got to pay for it + any other services. At least you provide one credit score which better than none. I've searched for apps that state they'll give you free credit reports, not true.
This app is easy to use and gives me an overview of my credit history. However, it is only updated once a month (unless I opt for the up-to-date information but there is a fee for that service). Can't wait for next month's credit score to come out since I sold a house and no longer have two open mortgages. most importantly, this app gives me credit alerts. That was extremely helpful when I discovered my identity was compromised last week! I spent over six hours on the phone!!
It looks organized with all the information I need in one app. My issue though is I signed up for the free trial expecting to fully start paying the $10/mo for all 3 scores updated daily. I couldn't view any of the scores except the free one during this trial. I had to "convert my account" which would take the payment immediately. Where is the 7-day free trial? I canceled and likely won't be using this app. 😬 I was prepared to love it.
This app is just an advertisement for credit cards. The "tips" provided to improve your credit score are misguided as they only ever suggest using loans to pay off credit card debt and opening more credit cards to lower your limit. If you are truly trying to better your credit situation and gain wealth, Credit Sesame is not the way to do it. It's a total joke. Credit Karma is free, provides weekly score updates and provides beneficial tips along with marketing offers.