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CreditWise from Capital One — Addictive strategy game with clan battles

Android Finance Capital One Services, LLC
4.6 GP
7,427,510+
Google Play

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Description

Been using CreditWise from Capital One for a couple months now. It’s basically a free credit monitoring tool that can help you improve your credit score. Pretty solid app if you’re into that kind of thing.

Here’s what you do: you can check your credit report and FICO score for free. There’s also some cool identity theft monitoring tools – it’ll let you know if your info shows up on the dark web. And you get personalized tips on how to build up your credit, which is useful.

Look, if you’re trying to stay on top of your credit, you’ll probably like this. It’s not perfect – the advice can be a bit generic at times – but overall it does the job. Worth checking out.

Editor Opinion

So here's my honest take on CreditWise. I've tested a bunch of credit apps and this one's pretty solid. The free credit report and score access is super helpful, and the identity theft monitoring is a nice bonus. And the tips and advice are useful, even if they're not always super specific. The app itself is well-designed and easy to use. Doesn't have all the bells and whistles of some paid services, but for a free app it gets the job done.

Manya Lyalya
Author Manya Lyalya Editor, Grand Screen

Pros & Cons

Pros

  • Totally free to use, no credit card required
  • Gives you your credit report and FICO score
  • Identity theft monitoring to watch for suspicious activity
  • Personalized tips to help improve your credit
  • User-friendly app, easy to navigate

Cons

  • Advice can be a bit generic at times
  • Limited features compared to paid credit services
  • Occasional glitches or bugs in the app
  • Doesn't have the most up-to-date credit data

Specifications

Updated 24.09.2025
Category Finance
Age Rating Everyone
Developer Capital One Services, LLC
Android Android 10++
Package Name com.capitalone.credittracker

Ratings

91
Google Play
4.6/5
113,537 reviews
Generally Favorable
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User Reviews

Gina Graves Oct 17, 2025

CreditWise is very useful in helping to monitor and build credit scores. Useful tips, timely notifications. The only downside is that it most usually takes several attempts to access it,...

A Google user Oct 17, 2025

Easy to use credit tracker, but doesn't track funds in real time, even if you pay off your debt, it won't show up on your credit report sometimes even after...

A Google user Oct 17, 2025

Hands down the best credit monitoring app I have found. I love how each part of the score is broken down and made it easy to figure out how it...

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