CreditWise is very useful in helping to monitor and build credit scores. Useful tips, timely notifications. The only downside is that it most usually takes several attempts to access it, saying the app is taking longer than usual to boot up, check back later. This happens more often than not. It is very frustrating when […]
Reviews for CreditWise from Capital One
← Back to CreditWise from Capital One20 reviews
Easy to use credit tracker, but doesn’t track funds in real time, even if you pay off your debt, it won’t show up on your credit report sometimes even after a FEW 7 day updates, best to pay off your debt right away every time you use any credit because you’ll never know when it […]
Hands down the best credit monitoring app I have found. I love how each part of the score is broken down and made it easy to figure out how it all works. Then you got the simulator which can tell you (very close estimation) what your score would do by introducing a new line of […]
They have a input calculator that shows how much your score will go up or down depending on if you pay your debt off or spend more. That is just one example of the calculator but really you can input any possible change to your credit report and it will show you how much your […]
Couldn’t be any easier to navigate. Love how you can simulate very different scenarios to see if your score will drop or go up, depending if making a big purchase or paying off loans/credit cards. This app also alerts you on a possible breach to one of your accounts and even your email. I log […]
My credit score is so different then what my bank reports. They are using the same system yet, there is 45 difference. Seems like Capitol One purposely lowers your score and they will tell you they don’t know why..”we just don’t understand” was the normal response I got from them. The app for monitoring your […]
I can honestly say, that utilizing “CreditWise,” has been easy and wonderful, simultaneously. CreditWise does all the work for you. You simply login, and view your file. It is so simplistic. You receive what I call, a “Scorecard,” which gives you a grade on each subcategory of your credit report. You can easily see where […]
A product that needs an upgrade so often needs to be redesigned. Is it really an upgrade, or the source of all these mysterious new emails I have been getting…in addition, much of the metrics are redundant, but seem to at the same time signify something different. Makes no sense. Just a panic button to […]
seems pretty good and easy to use. I don’t how much detail is available but for the average person who just wants to see where they are its good and its free. I like the little credit simulator – if you want to open it account or buy a house it shows what it does […]
500 characters? i’ll try to keep it short. it’s cool but, not always accurate. The app does not update your current balances even after the updates. It will say I have money owed in one or two places and I never leave a balance on any of my cards for more than 20 days, I […]
I put all the info in and setup an account before downloading the app. They texted a code to my phone, no problem. Then, when I go to log in to the app using the info I had just supplied, it said I didn’t have a credible phone number, I needed to add one so […]
Great interaction tool and provides a simple, high level oversight into your general credit rating. Also seems to be very responsive to fraudulent activity with your credit (thank you, Equifax), and have successfully called in and cancelled an Amazon credit card request. It’s a great so, monitors TransUnion information. I wouldn’t use this to navigate […]
Best app to monitor Credit Score. It shows your transition credit score (which is usually a bit higher than your FICO score) but helpful none the less. It also provides details of your accounts, inquiries and other things that impact your credit score. I specifically use it to monitor any new accounts or addresses added […]
Makes building credit much easier! I love that I get alerts any time there is a change in my credit history or my credit score. I can use the simulator to see how actions will affect my credit. Overall, its peace of mind knowing that I can check any time, anywhere, and its completely free. […]
I really like the app for checking on my credit score progress. But the 3 stars is for changing the Score History graph to 1 year. I used to be able to see 3 years of tracking, but now it’s down to 1. Please change it back. I just paid off a 2 year personal […]
Whike it does a reasonably good job of exploring why one’s credit score is low, it falls to offer suggestions for how to raise one’s score. Pay your cards and loanson time, don’t make too many inquiries in a short time, don’t open too many accounts (CCs, checking, loans, …) in a short time, and […]
They provide you with all the necessary information when it comes to your credit. You’re also provided with an updated credit score, immediately after review. There’s a month progress tracker that shows the proceeding months that other bills will fall on, so that you can reach their goal, allowing you to have access to more […]
Good for monitoring your credit, but oddly enough if you alreadyhave good credit it can be a nuisance! My total debt ranges from near 0 to 1,000 so every change in usage is a + or – Alert, for a change that is less than 1% of my credit rating. It’s going to fluctuate, a […]
Very buggy. Plus, this app is basic and not helpful. It’s an empty service Capital One offers to make it look like they care. It’s better to use the free services from the credit reporting agencies or use Credit Karma—something with a bit more robust tools and complete information. This app is aggregating from the […]
CreditWise is the best tool to have in your credit score toolbox. It has helped me grow my credit score throughout the years. One of the biggest reasons I love to use CreditWise is the section that offers different simulations allowing you to see how paying more or less on certain things like auto loans, […]