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Debt Payoff Planner & Tracker icon

Debt Payoff Planner & Tracker — Debt-free plan with debt tracker app

Android Finance Easily get a plan and stick to it - OxbowSoft LLC
4.4 GP
701,116+
Google Play

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Description

I’ve been using the Debt Payoff Planner & Tracker app for a couple months now. It’s basically an app that helps you create a customized plan to pay off your loans and debts. Pretty solid if you’re looking to get out of debt.

Here’s how it works: you just enter details about your loans like the balance, interest rate, and minimum payment. And then the app calculates the fastest way to pay them off, whether that’s the debt snowball or avalanche method. There’s also a really handy debt tracker to see your progress. Took me a bit to figure that part out but it’s super useful.

Look, if you’re drowning in debt and need a step-by-step plan to become debt-free, this app is worth checking out. It’s not perfect – the interface can be a little clunky at times – but overall it does the job and makes the process a lot less overwhelming.

Editor Opinion

So here's my take on Debt Payoff Planner & Tracker. I've tried a bunch of debt management apps and this one's pretty solid. The debt payoff calculators and customized repayment plans are really helpful in getting you on track. And the visual debt tracker is great for motivation - you can actually see your balance going down over time. On the downside, the app design feels a bit outdated and there are ads unless you pay. But for a free app, it's one of the better debt tools I've used.

Manya Lyalya
Author Manya Lyalya Editor, Grand Screen

Pros & Cons

Pros

  • Step-by-step plan to become debt-free
  • Customized debt payoff calculations based on your loans
  • Visual debt tracking to see your progress
  • Supports both debt snowball and avalanche methods
  • Free to use with optional premium features

Cons

  • Interface can be a little clunky and outdated
  • Ads can be annoying unless you pay for the premium version
  • Might take some time to fully understand all the features

Specifications

Updated 21.04.2025
Category Finance
Age Rating Everyone
Developer Easily get a plan and stick to it - OxbowSoft LLC
Android Android 5.0++
Package Name com.oxbowsoft.debtplanner

Ratings

88
Google Play
4.4/5
4,369 reviews
Generally Favorable
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User Reviews

Krystina Ellison Oct 17, 2025

I bought the paid version and I can't update my information. When I try to mark things as paid it just spins and loads for 5 minutes before I keep...

A Google user Oct 17, 2025

This app is great!!!! Highly recommend for those of us trying to go through a plan to get debt paid off. (FPU for example!) However, there are a couple of...

Megan Cummins Oct 17, 2025

I've used this app off/on for years bc I love the easy navigation & that it didn't/doesn't require a subscription to use the basic features. With the current version, I...

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