Reviews for EarnIn: Why Wait for Payday?

I've only used it a couple of times so far, but haven't found anything negative to speak about in that short time. They have a reminder that tips help keep their service free and I have no problem with that. In fact I appreciate it because I always forget. They give a subtle hint as to how much's appropriate, although you are in total control whether you tip or not, and also how much. I do love that feature. Definitely recommend!

I can't believe my beginning advance is $50! I've been with Dave for nearly a year and still only get $25! If I'm even eligible! I highly recommend Earnin! No hidden fees! You have an option of adding a tip to pay it forward to others looking for help with advances but not necessary to receive your advance. Give Earnin a try! You might be pleasantly surprised! Because I definitely was!

They kept putting tons of pressure on me to sign up for direct deposit on the app and assured me it wouldn't change anything. So I did. As a result, my pay did not get deposited on time and I received over $200 in overdraft fees. They assured me they would wave the $3 fee associated with the direct deposit component. Anyways, I'm still waiting for my paycheck to be deposited into my bank. I had to cancel several appointments as a result of this. What's the benefit of signing up for direct deposi

I have been consistently using this app for at least 3/4 years. I would tell you not to download because in all of my years of using this app it seems the app is in control of it all and the support team has nothing they can do to help fix it, They cant help if the app just randomly decides to cut the amount you can get (even when you get the same income and pay back your previous payments) or if you wake up one day and can take out 120 and then the next day you can only take out 18 dollars etc.

I recently changed my review from a 5 star down to a 2. Ease of use is the same but they have become inconsistent with how much they allow you to borrow. The system arbitrarily reduces the amount available for transferring out by $50. From one pay period to the next, you never know how much they'll allow you to advance. Use a more reliable app.

This one is really legit. The advance limit is generous and can increase as you continue to use the app. Fees are optional if you are willing to wait a day or two for your advance. Repayment is always on payday. My only complaint is that there's a daily limit of $150 in addition to the actual advance limit, but if you plan ahead for things you know you'll need money for, this app can really come in handy.

trying to get out from under this predatory app. it was great at first but now not so much. limit borrow amount then they want tips and lightening fees. but then when it's time to pay they take the whole sum back and you cannot do one withdrawal. and now they cut the amount you can get to 60 per day even though nothing has changed. just gotten ridiculous. it's a trap to keep you looped in. great for emergencies but get out while you can.

They mess with your max constantly and say they can't fix the changes to the limit, when they've changed it for me before. I had an issue with my account and they had a " specialist " look it over and verify that there indeed was an issue. after that my Max was raised and then the following week was dropped back even lower than what it originally was even though none of my paychecks had changed, nor my spending habits. Support is a joke. I'd give 0 stars if I could. DONT USE THIS APP.

my review was a 5 star. I've raved about this app even told coworkers and friends, its helped me in some of my worst times. But literally aggravated with whats happening. My payments have been on time, even my account balance hasn't changed very much. Yet every week for 3 weeks now its gone down $50. When I ask customer service they say its an algorithm. So how is it that my amounts been reset and the next day it goes down. Eventually there will be no reason to even USE the app. Disappointing 😥

UPDATE: Customer Service got me sorted, and the app has been great ever since. It's really saved me on multiple occasions. I couldn't even get signed up. It detected my accounts, but when I went to enter my account info and save, it just kicked me back to the screen prompting me to enter my account info. Also, no place for contacting them or getting support in the app.