Reviews for Emma - Budget Planner Tracker

← Back to Emma - Budget Planner Tracker

20 reviews

Review by Andrew Rimell
(2/5) September 25, 2025

I dislike forced paywalls before being able to use the trial. this behaviour demonstrates the company isnt as supportive as it portrays. the paywalls being displayed after the 7 day trial would allow people to see it’s value. Thanks, but no thanks edit: you can’t skip the paywalls. you’re asked to make a pre payment […]

Review by Andy Boylan
(1/5) October 9, 2025

Trying to cancel before the trial ends has far too many confirmations, for it to give me an ‘Internal server error’ when I get to the last hurdle.. That’s a shady business practice. just give me the freedom to cancel whenever I want.

Review by Richard Staples
(1/5) October 4, 2025

Not much use, misidentified a number of transactions from my accounts, and couldn’t tell the difference between monthly recurring payments and yearly subscriptions. Automatic budget setting is useless and suggested a budget 3 times higher than income. better off using an excel spreadsheet tbh

Review by Tony Morris
(4/5) September 10, 2025

Tomorrow was the end of my free 7 day ‘Pro’ trial, so I set about cancelling the renewal via the app. Easy to find the right place, unlike many others. Clicking through ‘I want to cancel’ took me through 3 stages of discount offers for Pro, I accepted at the 70% offer and can try […]

Review by Amanda Colin (Manda)
(5/5) January 16, 2025

Absolute lifesaver. Managing my finances used to feel overwhelming, but now I’m able to track everything in one place—expenses, savings goals, bills, and even subscriptions. The notifications for upcoming bills are a great feature, and I’ve actually been able to cut out some subscriptions Id forgot about.

Review by Zak Riggin
(3/5) February 9, 2021

I like where it’s headed, but still fairly new and I can’t use all the features to its full extent because of it. Can’t connect my schwab bank account for some reason through plaid, cant connect my venmo/cash app accounts (used for a credit card, and fractional investing, and split bills with roommate which would […]

Review by Angela Barrett
(1/5) September 4, 2020

Cash on hand vs liabilities nope! The AI is automatically excluding a monthly credit card payment from the analytics & from my committed spending in error and they can’t seem to fix it. I have two credit cards I am carrying a balance on & the rest of them I pay off each month. The […]

Review by Elgin Jr.
(2/5) July 20, 2020

I’ve used this since pre-launch. Got Emma pro via referrals. Liked it initally so purhcased a yearly subscription. Now however NOTHING is syncing properly. I’ve had back to back issues when viewing my analytics reports, having my bank sync & accurate information being shown. To say I’m upset is a drastic understatement!! There are far […]

Review by A Google user
(4/5) September 27, 2019

I love Emma! I was searching for a good app to help me keep track of my 1. Transactions , 2. Debt , and 3. Bills and Subscriptions. Emma does all that and more. It’s asthetically pleasing, easy to understand and operate, and best of all free! Only reason it’s not a 5 star is […]

Review by A Google user
(5/5) April 20, 2020

After trying an exhausting number of budgeting app, both paid and free, I found Emma to best fit my budgeting needs. Most apps have multiple issues that make the experience less than favorable. With Emma, even though it’s a bit pricey, it performs better than the rest I’ve tried. I do wish there were more […]

Review by Eric Qian
(2/5) April 26, 2023

It really hurts to say this as I’ve been an avid user of this app. However, the developers has now severely crippled the Free & Plus plan with limited accounts. To sync more than 4 account, you now need to pay more than $120 a year! Unfortunately, this just makes this app way more expensive […]

Review by Griffin
(2/5) April 29, 2023

I mean still a good app, but forced to pay a subscription if you have more than two accounts which makes freenplan virtually useless. Super dissapointing. If every feature when I used it worked I’d pay, but the tracking of overall accounts never seemed correct, and it wouldn’t categorize very well, I couldn’t bulk edit […]

Review by Lila Werner
(2/5) June 1, 2023

The app does not sync with my bank account for weeks at a time, rendering the amount shown in each of my accounts absolutely useless since it is not accurate. I end up checking each of my accounts manually to get the accurate balance since it is not reflected in the Emma app. This is […]

Review by Celsea Noonan
(1/5) August 10, 2022

Syncing (rarely works when I want) and customer service is terrible, they are rarely available and email days later! I definitely wanted to like this, especially since I paid $60 but I decided to finally make a switch to a new budgeting app. Also categories, not sure what the point of creating a category and […]

Review by A Google user
(3/5) April 1, 2020

It is an OK app. It is manageable and does what it says. It however, just doesn’t budget quite like I was envisioning. Maybe over time it will get some adjustments that make it less of a having to make adjustments to categories, etc. And more of a just knows how you spend money by […]

Review by Andi Kemberling
(5/5) December 5, 2020

I downloaded and deleted MANY budgeting apps before keeping this one. It’s the only one that does what I need, plus it exceeds my expectations in ease and customization. I love that you can set up recurring payments, see a history of one merchant, batch edit transactions, and so much more! The tags are pretty […]

Review by A Google user
(4/5) October 29, 2019

Interesting app for keeping most of your finances in one place and managing them easier. I like how my balances with multiple financial institutions are right there so that I don’t have to login separately. It would be cool if the app was funnier like insulting our spending habits. More trivia would be cool too. […]

Review by Melanie Kosky
(1/5) July 5, 2025

I am not happy with this app at all. i signed up for a seven day free trial through Mistplay now I have been charged £83.00 for a years subscription which u don’t want and definitely did not agree to and the money has already gone from my account without my authorization. I want a […]

Review by Stephanie Leon
(5/5) September 3, 2020

This colorful (yaassss!), fun financial app has saved my bacon at least a few times! I bought the premium yearly subscription on sale two weeks into using it, because it was easily worth it! My favorite feature so far is that it will tell you if it thinks your bank account could go in the […]

Review by TheDirtyGunman
(4/5) September 3, 2020

A lot of good things in this app. I wish there was a way to add a payment without having to use a previous transaction though. I pay rent with a money order every month, so it gets lumped in with grocery spending rather than committed spending. I can’t really separate it without making every […]