This app only gives u an advance of $20. And even if u pay on time, they might tell u the next time they can't spot you anything. Kinda of a waste of time, especially if you need a bigger advance. Also, after u pay it off, maybe like once or twice, and they don't want to give an advance anymore, it will start saying login authentication error. So don't believe the 5 star reviews. I wish I would've paid attention to the reviews that were telling the truth.
Brianna Amis
This app is terrible. I was only able to float $10 and I've had it for a year and a half. Finally they bumped me to $30 but I can still never get floats. I've never had and overdrafts in my account, I get paid every two weeks, nothing is ever in bad standing but every now and then I just need a little for gas or groceries. Customer service is also terrible.
Eric McKee
First time using it ease of use: 5/5 -was able to get into it quick, got them to advance me in less than 5 minutes from setting up an account Amount advanced: 3/5 -was only able to get 20 dollars, put of what looks to be a max of 50. Every little bit helps but it is not significant enough to make a big difference most of the time. The good thing is that you won't get stuck in a cycle if borrowing a hundred or more dollars, to pay it back on payday, only to need to borrow it again.
Christopher Meade
The app does not update in realtime. Not once has it been correct on the balance of my checking account. If u add up the fees and subscription fee. Which is now 2.99. and the fact that it'll float you 20 for a 4 dollar fee due the next day. You do the numbers. That's an outrageous interest rate. I cancelled my account and to keep from getting charged from them, like one of the reviews, I'm just going straight to the bank and putting a block on anything coming from this place.
Jennifer Byars
I just want to pay back! After setup of my information on the app, they approved me for a $20 advance. The funds were immediately sent and we're accessible immediately for a small fee. The issue I have had was that I went in to pay the 20 + fee and the app said my bank account was not detected in which gives the option to "add another bank" "different bank". I cannot go any further as this just keeps bringing right back to the log in page. Customer service still has no response!
First Last
Literally a scam. They make you pay a $5 monthly fee just to tell you that they won't advance you anything, meaning they collect a fee to provide you with no service. Garbage. No one downloads an app for advances just to be told to wait several days, speed is obviously important in this service, I don't know why that needs to be stated. Absolutely useless. Their response has nothing to do with the problem here. The issue is not the fee, the issue is that they provide zero service for the fee.
Amber Adams
The app is very neatly designed, easy to use, easy to navigate and user friendly. The app could definitely use some improvements as it is extremely similar to other apps out there. There is really not a lot that sets this app apart from all of the others. FloatMe uses a Third Party to connect your bank account & does not give an option to manually add your bank account information, making it impossible to add all bank accounts & making the app unusable for many people.
Kathryn Coker
Was great at first. now it always says it can't float me because I might be at risk for overdrafting my account. people tend to only use these types of apps when they need a little money before payday. if I overdraft the payment is still repaid on my payday. if you're no longer offering a float to the only people who are actually going to use it I can't imagine any of those people will continue using it. financially secure people don't use these apps.
H. D’V
There's no point in having a subscription if you can ask for a "float". Used 3 times in the past in between paydays for emergencies, it was helpful but after the last payment (on time) it's been unavailable for a while now. While I appreciate the small cash advances. I don't see the point of having it if I can't use it. Edit: Doesn't give a reason why cash advance opt is unavalible
Colorado Crystals
Money & Time Well Wasted! Deceptive Practices! This app makes tells you that you "may" qualify for a float up to "$$$" all that all you have to do is connect ALL bank info & pay $4.99 but they will not give you that money immediately, if at all and you cannot disconnect your bank info even after canceling. I have contacted support which at this point, I don't believe there is any. I haven't heard back. There a lot of better apps out there, I would recommend using.
