Reviews for Instant Cash Advance Loan App

Do not use!! The app lies and says it won't impact your credit. These people literally just send your info to every lender they know. This resulted in so many hard inquiries in one day that it dropped my credit score 70pts. And now I'm getting called, texted, and emailed from multiple lending companies. This app is trash.

This service may work, but it goes through multiple lenders to find you a loan, meaning you have to apply each time you encounter a new lender. Some of these lenders more than likely require a hsrd credit pull, and as it is known, having multiple credit history pulls on your credit report, regardless of credit history, can be detrimental to your score. I've been through this scenario, and now I get multiple shady texts and emails about getting a loan. Use as you feel comfortable to do so.

What people don't mention is that there's a third-party loan application involved. I initially thought everything would be handled within the app for a truly instant process, as advertised. However, I was uncomfortable filling out loan forms from external parties, so I decided to delete the app. In my opinion, this is a one-star app because it should have been more transparent about what happens if you don't qualify for one of their loans.

annoying I keep finishing process only for page to time out and have to restart i redid questions at least 4x

I never even got to the page where you connect your bank account. I don't know exactly how much I make a year, and I don't have my accounts and routing numbers memorize. So every time I would go copy something, the screen went white and made me restart everything. After 5 tries, I decided it wasn't worth the frustration.

app requires you to rate it before you can actually use the service, and it's obvious that this has caused an inflation to the app rating. Because the form works as a question by question, if you click off the app to get the info you need, the questionnaire resets and you have to do the whole thing again. But again, it doesn't tell you all the info you need up front. I un-installed after going through this 3 times. Not an app like Dave or other cash advance apps.

it's a waste of time they only find you lenders then you have a bunch of emails

tried to get a loan from the app and it wanted to charge me 490% of $300 which would have made it over $1,000 Payback that is completely unreal and stupid app not worth it

lies. says I was approved for $250 instant cash loan. but not true. had to keep applying and was never approved. false advertising.

literally the sameas pther apps npt their own personal loan soutce just sends you to a web much like similar apps to that same web and not even a app

The best Cash Advance App out there. Very easy to navigate and you get your Advance fast

The app required me to prove my credit score by using iq identity before seeing the possible loans. iq identity asks me to pay a dollar for a trial or pay $25 for credit services. this app asked me to put the debt amount iq identity determines. not what I expected. Response to developer: The app presented IQ Identity twice to me during the application process. The first time was optional. At the end of the app ,it was required to see loan options. I stand by my review until this is resolved.

I signed up and was sent 100s of emails and texts within mins. my fault, yes, but it isn't clear and you can't unsubscribe or do anything and have gotten tons of scammy emails and job offers.

Clever, make you go through the whole loan process give all your information then when you think your done "hey send this to your cosigner" wasn't even mentioned that you need it tell the application is done. straight up data mining scam. stay far away from this one.

This is something I would have never thought I would find in an app. This app if treated with respect and you prove yourself to be an honest individual that will pay back the money that you barrow, I can see this lender being a valuable asset to have in those uncertain times when emergencies come up or your just that little bit short of getting through the week and this app is the saving grace you needed to get to work, or that gal of milk, or maybe even the little bit needed for rent. Love this

Very sketchy. Needed a loan for emergency, and was bombarded for weeks for offers. I was directed to pay for a credit check (didn't pay). And was told after I paid the amounts that I would have to pay thousands more (the loan was for $600). I suggest to stay away from any instant loan apps. No matter how much you need it. Just go to a legitimate bank/lender.

The app directs you to 3rd party places, who are just as sketch as this place. If you do an application, then leave, you have to start completely over. Moreover, my bank put a stop on one of the transactions related to this app's application. Apparantly, credit score verification- viewfreereport will charge you $39.90/mo. with no way to cancel it because you won't have an account with them. Finally, I wasn't given anything resembling a real loan offer just a bunch of predatory texts and calls.

This app is, more or less, an insulated browser that constantly refreshes and shoots your personal information to different lending services. However, the sheer onslaught of spam from unsolicited lenders is concerning. Possibly even dangerous. Do not enter your personal information to this app. Though you may find a lender, you will be inundated with an onslaught of text messages and emails from miscellaneous companies. I've yet to find a way to delete my account on this app as well.

Awful experience. Would give 0 stars if possible. This app sent my personal information, including banking information to multiple sites. Immediately, my phone was ringing off the hook, text messages going off, emails coming in, and 4 pulls in under 5 minutes on my credit report. Not a direct lender. BEWARE!! I will never try this again. It will take forever to get all my information back off these sites.

They connect you with a lender, so they're like a middle person. Which they don't say soon enough on their description. When you fill out their first form to see if you can get a loan you have to have all your ID, banking, employer phone, etc information ready cause if you exit the app to check it, it makes you start all over again. After restarting 3x it finally gave me a result and asked me to click a link just for it to say the link is broken. Big waste of time.