Do not use!! The app lies and says it won't impact your credit. These people literally just send your info to every lender they know. This resulted in so many hard inquiries in one day that it dropped my credit score 70pts. And now I'm getting called, texted, and emailed from multiple lending companies. This app is trash.
This service may work, but it goes through multiple lenders to find you a loan, meaning you have to apply each time you encounter a new lender. Some of these lenders more than likely require a hsrd credit pull, and as it is known, having multiple credit history pulls on your credit report, regardless of credit history, can be detrimental to your score. I've been through this scenario, and now I get multiple shady texts and emails about getting a loan. Use as you feel comfortable to do so.
What people don't mention is that there's a third-party loan application involved. I initially thought everything would be handled within the app for a truly instant process, as advertised. However, I was uncomfortable filling out loan forms from external parties, so I decided to delete the app. In my opinion, this is a one-star app because it should have been more transparent about what happens if you don't qualify for one of their loans.
annoying I keep finishing process only for page to time out and have to restart i redid questions at least 4x
I never even got to the page where you connect your bank account. I don't know exactly how much I make a year, and I don't have my accounts and routing numbers memorize. So every time I would go copy something, the screen went white and made me restart everything. After 5 tries, I decided it wasn't worth the frustration.
app requires you to rate it before you can actually use the service, and it's obvious that this has caused an inflation to the app rating. Because the form works as a question by question, if you click off the app to get the info you need, the questionnaire resets and you have to do the whole thing again. But again, it doesn't tell you all the info you need up front. I un-installed after going through this 3 times. Not an app like Dave or other cash advance apps.
it's a waste of time they only find you lenders then you have a bunch of emails
tried to get a loan from the app and it wanted to charge me 490% of $300 which would have made it over $1,000 Payback that is completely unreal and stupid app not worth it
lies. says I was approved for $250 instant cash loan. but not true. had to keep applying and was never approved. false advertising.
literally the sameas pther apps npt their own personal loan soutce just sends you to a web much like similar apps to that same web and not even a app
