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Kikoff – Build Credit Quickly

Kikoff – Build Credit Quickly

Android Finance Kikoff Inc.
4.8 Popularity

Build credit fast with Kikoff's easy program

System Requirements

Updated
October 4, 2025
Category
Age Rating
Everyone
Developer
Android
Android 7.0++
Package Name
com.kikoff

So here's my honest take on Kikoff - Build Credit Quickly. I've tested a bunch of credit building apps and this one's one of the better ones I've tried. The concept is really simple and straightforward - they just give you a credit line, you use it responsibly, and that activity helps boost your score. In my experience, it works pretty well. The interface is clean and easy to use, and the credit monitoring tools are a nice bonus. The only downsides are that it can be a little glitchy at times, and the $20/month premium plan is kind of pricey. But overall, I'd say it's a solid option if you're looking to build your credit quickly.

Manya Lyalya
AUTHOR: Manya Lyalya Editor, Grand Screen

Pros

  • Super easy to use and get started
  • Builds credit history with on-time payments
  • Free credit monitoring tools are helpful
  • Works even if you have bad or no credit

Cons

  • The $20/month premium plan is a bit expensive
  • App can be glitchy and have some performance issues
  • Limited to only Kikoff purchases to build credit
GOOGLE PLAY SCORE
4.8 /5
based on 101,424 reviews
Generally Favorable
95
MY SCORE
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Description

Been using Kikoff – Build Credit Quickly for a couple months now. It’s basically an app that helps you build your credit score quickly and easily. Honestly, it’s a pretty solid option if you’re trying to boost your credit.

Here’s what you do: Kikoff gives you a credit line that you can use to make small purchases. You just pay back what you spend each month, and that activity gets reported to the credit bureaus. And there’s also a free credit monitoring tool which is pretty handy. And you can pick between the $5/month basic plan or the $20/month premium plan – depends how much of a credit line you want.

Look, if you’ve got bad credit or you’re just starting to build it up, you’ll probably like this app. It’s not perfect – the app can be a little glitchy sometimes – but overall it does the job of helping you build credit quickly and worry-free. Worth checking out.

User Reviews

Mark Tedrow October 17, 2025

I saw that KikOff had a lot of users with a lot of great feedback. So I signed up. After signing up and giving them my email and creating a...

Dayna Day October 17, 2025

So far, my credit score went up twice to a 720 and within 1 week dropped to 121 pts. I've paid off all my cc's and the only thing that...

Samuel Hirosky October 17, 2025

2 stars because it lets you dispute things on your credit, and can help bump your credit up a few points, however, I pay for the premium version. So I...

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This app requires 20 permissions to function properly:

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