Been using Kikoff – Build Credit Quickly for a couple months now. It’s basically an app that helps you build your credit score quickly and easily. Honestly, it’s a pretty solid option if you’re trying to boost your credit.
Here’s what you do: Kikoff gives you a credit line that you can use to make small purchases. You just pay back what you spend each month, and that activity gets reported to the credit bureaus. And there’s also a free credit monitoring tool which is pretty handy. And you can pick between the $5/month basic plan or the $20/month premium plan – depends how much of a credit line you want.
Look, if you’ve got bad credit or you’re just starting to build it up, you’ll probably like this app. It’s not perfect – the app can be a little glitchy sometimes – but overall it does the job of helping you build credit quickly and worry-free. Worth checking out.