Reviews for Kikoff - Build Credit Quickly

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20 reviews

Review by Mark Tedrow
(1/5)August 2, 2021

I saw that KikOff had a lot of users with a lot of great feedback. So I signed up. After signing up and giving them my email and creating a password, that was it. The next page asked you for your Name, Middle name, and Last name. I can’t type no more then 2 letters […]

Review by Dayna Day
(1/5)June 26, 2023

So far, my credit score went up twice to a 720 and within 1 week dropped to 121 pts. I’ve paid off all my cc’s and the only thing that happened between that time was my bank card expiring, and I literally couldn’t get into the app when trying to update it. Now, when trying […]

Review by Samuel Hirosky
(2/5)November 18, 2024

2 stars because it lets you dispute things on your credit, and can help bump your credit up a few points, however, I pay for the premium version. So I can view all 3 of my scores. They’re all over 650 on the kickoff app, but unfortunately when talking to finance people about purchasing a […]

Review by W Haine
(2/5)June 15, 2025

I just encourage anyone who believes that their credit score has actually raised at all to just go to Experian, Equifax, ect. to see if it is reflected there when this site says it has . I have raised my score significantly only to find out after paying for this so called “loan ” that […]

Review by Dean Barnes
(1/5)August 24, 2025

Since this is a credit “credit building” app. Why not add a feature that if the payment doesn’t go through, it cancels the subscription? I was in the hospital for 4 months, and since I didn’t notice the payments weren’t being paid, all of the progress I made this year has gone down the drain. […]

Review by Samuel Schmidt
(5/5)July 10, 2025

Kikoff has been a fantastic app for me. I had bad credit for a while thanks to some poor life choices as a young adult, but I’ve since bounced back thanks in no small part to kikoff. the credit builder card and credit building loans are incredible. can’t recommend enough! only thing I would like […]

Review by James Dillon
(5/5)May 30, 2025

Great app, works as advertised and extremely easy to use. I have only been subscribed for about 5 months and starting with almost no credit. For only $20/month (I believe the cheapest option), it has raised my credit score from very low 500s to Mid/Hi 700s with very little effort on my part. I’m quite […]

Review by Marcella Poynter
(4/5)May 26, 2025

Overall the service is great, but recently the app just disappeared from my phone with absolutely no way to access it, even though when I check the app store it tells me it’s still installed. Can’t make heads or tails of it, and it’s a real pain to sign in online every time, I really […]

Review by Sammie
(5/5)May 19, 2025

my credit score has gone from a 514 to 533/558 on two different credit lines in 30 days. I’m beyond grateful. When you give a little, you get a little. I plan on upgrading my subscriptions. Just don’t default and if you have a problem call them but don’t keep missing payments and don’t do […]

Review by Christopher Dicken
(1/5)June 18, 2025

Don’t use this company, if you close your account, they won’t automatically send your savings deposit back to your account. I had my account closed for a nearly a year & had $120.00 in savings built up in it, I found out by a email reminding me not to let my savings go to waste, […]

Review by Aur (Globedoc)
(1/5)September 3, 2025

after shelling out hundreds on this app my credit score is about the same as when I started… it’s not like I missed any payments or significantly increased my debt, it’s just that this app did absolutely nothing. My credit profile is the same. Don’t waste your money, I’ll give it one more month but […]

Review by Candi
(5/5)September 20, 2025

I started with the Kikoff-Credit Builder App 2 years ago with a low credit score and not-so-good credit. I could not rent an apartment with the credit score I had even tho I could afford the apt. I couldn’t get it. Now I a. able to rent anything because my credit score is over 700 […]

Review by Joshua’s Stuff!
(2/5)September 1, 2025

I cannot pay my past due amount, because every time I try to edit my payment method, the app slows down to a crawl. It takes a whole 15 seconds to input a letter. And to top it all, it crashes when I confirm my payment method. I have a RedMagic 10 Pro with the […]

Review by Casey Garrison
(2/5)October 3, 2024

I signed up for the highest level membership. I’ve been using Kickoff for about 4 months now. Kickoff claims my credit score increased, but when I checked with the 3 credit companies, my credit hasn’t actually changed. You’re better off just putting money into a savings account or secured credit card. The only positive thing […]

Review by Ronnie Hunter
(5/5)September 15, 2025

I must say that I haven’t tried the other credit builder apps but this one truly works. since June my credit score has gone up 130 points. for some reason I can’t access the credit builder….wish I could figure that out. Also I was able to instantly dispute an item on my account and get […]

Review by John Mertz Jr
(1/5)September 28, 2025

This app is trash. If you try to cancel, they tell you that you owe the remaining balance on your account, when they didn’t even loan you any money or provide any actual service in the first place. They also Auto draft their fees (which in my case overdrafts my account, costing me $34 every […]

Review by Calvin Jones
(5/5)September 14, 2025

So far So good! I was skeptical with all the scattered reviews but if your credit needs the amount of work mine does, this program will help you remove things with ease and bump you surely upwards while you save the money you pay into it, as long as you follow the steps and keep […]

Review by Aneeka Mcallister
(1/5)October 2, 2025

This app is fraud. Yes, it helps with your credit a little not much. They don’t send none of your money back after your year is up. They will automatically continue taking from your account. And when you call to complain, they offer you all type of other things when I just want to cancel, […]

Review by Jeremy Aughenbaugh
(1/5)October 3, 2025

nothing really works. I can’t ever get any statements to upload or bank account to connect, or really anything to connect. just about anytime I try to do something with kickoff, it fails, I try over and over until I get so frustrated I give up. it does bill me extremely consistently, but 8 months […]

Review by Jamie Nicole Davenport
(1/5)November 10, 2024

It worked great when I first tried it, but then they locked me out of my account. When I try to login with my phone number, the only option it gives me, it says it is registered to another user and to try again. I only have one number and it’s on my account with […]