Reviews for Klarna | Pay your way

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20 reviews

Review by Christina Curry
β˜…β˜†β˜†β˜†β˜† (1/5) August 5, 2025

horrible horrible sight. they tell you have this much to spend with very little money down. then when you actually go to purchase whatever it was that you wanted they change the whole outline completely. you. ha very to make a down payment of roughly 70%-80%. now if I wanted to do that it means […]

Review by Sergejs Katusenoks
β˜…β˜…β˜†β˜†β˜† (2/5) September 9, 2025

In comparison to Stocard this app can’t be rated more than 2 stars. Sometimes it takes up to half a minute to open my cards. This is not acceptable when you are going through the busy till. Holding cards until you load advertising is just not acceptable. Cards should be loaded instantly from the offline […]

Review by Samuel Strang
β˜…β˜†β˜†β˜†β˜† (1/5) July 30, 2025

all of a sudden I can’t use my Chime or Cash app card anymore. Never missed a payment and always paid off my purchases early. Now I can only use my credit cards to pay and I’m not doing that. And I’m not switching banks. Been with Chime for a long time and it is […]

Review by Warren Powell
β˜…β˜…β˜†β˜†β˜† (2/5) September 16, 2025

The application is broken and customer service is not capable. They appear to be working from a script and don’t possess the expertise to deviate from it. When their resolution steps are exhausted, they blame you for the discrepancy and close it. The only elements in the process that have changed is Klarna, yet it […]

Review by C Foe
β˜…β˜…β˜†β˜†β˜† (2/5) September 11, 2025

A plus member- The customer service experience is atrocious. They WILL hang up when, not if, they can’t figure out the issue. 100% dishonest in their customer service. Representatives from overseas WILL lie to you if a tx has an issue they can’t solve or don’t understand. Something like, “oh i see the transaction on […]

Review by Kim Dash
β˜…β˜†β˜†β˜†β˜† (1/5) September 8, 2025

***Update*** I have done as advised & the app still doesn’t work. I can open it but can’t sign it. The loading symbol keeps going over the sign in button. Please fix the app! The app hasn’t worked in months. I keep seeing updates in Google Play. I update my app but they do nothing. […]

Review by Just Josie
β˜…β˜…β˜†β˜†β˜† (2/5) October 3, 2025

I have never missed a payment, and I’ve spent thousands of dollars through Klarna. This last year I was somehow locked out of my app and it would not allow me to log in even on the website. I’ve spent several hours on the customer service phone number trying to get this resolved. apparently they […]

Review by John Doe
β˜…β˜…β˜†β˜†β˜† (2/5) September 14, 2025

won’t let you pick the amount you want to pay. I want to pay my small loan off faster but I have to pay in small increments. if I want to pay it off early I’ll have to make the same charge of $75 multiple times over 20 times (not sure if there’s a processing […]

Review by exlibrismichael
β˜…β˜…β˜…β˜…β˜… (5/5) October 3, 2025

I love Klarna, I’ve been a customer for a while and have never had a problem. Just would be nice if they increased my spending limit. I’ve had the other “buy now, pay later” app the same amount of time, and I’m up a lot more on that one. But overall, I love Klarna. Makes […]

Review by Jon Jensen
β˜…β˜†β˜†β˜†β˜† (1/5) September 26, 2025

Horrible experiences. Every time they say they will approve an amount, then it changes as you go through the process to a lesser amount they can approve. Then after that, if you back out and go back through the same process for the same amount a minute later, they approve EVEN LESS. THEN they want […]

Review by Henry
β˜…β˜†β˜†β˜†β˜† (1/5) September 24, 2025

Unbelievably awful. I am still trying to remove a pending charge that was placed on an order that never went through. BEWARE all potential buyers- if you initiate an order, even if it doesnt complete, they will still remove the deposit from your bank account and then claim it’s a “temporary hold.” Absolute nightmare trying […]

Review by Nick B
β˜…β˜…β˜…β˜…β˜… (5/5) October 3, 2025

Amazing app that allows you to build your credit and make payments on things that you want now, so if you don’t have the full amount for what you want/Need you can get it now and make split payments that you can afford!!! What could be better, Download the klarna App and start your shopping […]

Review by Luis Lopez
β˜…β˜…β˜†β˜†β˜† (2/5) February 15, 2025

This is based on the app and not Klarna as a whole. The app is extremely slow and constantly says something went wrong and won’t load what is trying to be viewed. This is happening on Android, in my case, specifically on Samsung phones like S25 ultra and Z Fold 6. I’m not sure what […]

Review by Jeremy D. Harness
β˜…β˜…β˜†β˜†β˜† (2/5) September 1, 2024

It worked just fine at first, as expected. But then I had my info leaked in a data breach and locked one of my credit files. I forgot and when I attempted to make a purchase I was denied. I figured it what was wrong and unlocked my file but still was denied. For half […]

Review by J T
β˜…β˜†β˜†β˜†β˜† (1/5) December 14, 2024

WARNING klarna will randomly do duplicate payments already made out again, 6 days later as a “billing error” contacting them will do no good it’s a “pre authorization” when it’s unexpected and 2 weeks before Christmas this is a massive issue. They’ve been holding it for a week. They also largely go off your credit […]

Review by April Butler
β˜…β˜†β˜†β˜†β˜† (1/5) October 15, 2024

I used to love this app. Told all my friends about it. Made my payments on-time, if not paid off early. Had one issue one time and you are pretty much labeled as no longer worthy (and trust me they always got their money-that wasnt the issue). Started having issue after issue after that. Paid […]

Review by Gena Owens
β˜…β˜†β˜†β˜†β˜† (1/5) July 16, 2025

We were desperately trying to get new tires. I went through every step. Put in the amount and it gave me 4 options. I was IMMEDIATELY declined for 3 of them. But the 4th one approved. Added my bank, got the money, set the appointment for the tires, agreed to the terms & then last […]

Review by Adriana CJ
β˜…β˜†β˜†β˜†β˜† (1/5) September 5, 2025

Don’t Order From Amazon With Their Card they declined the rest of an order like the amount didn’t exactly match the remainder of the payment plan and Amazon pulled 90 from my bank account. Customer service is some kind of no help AI that told me I should make sure I have enough money in […]

Review by Laurel Kardison
β˜…β˜…β˜†β˜†β˜† (2/5) August 28, 2025

Not a good creditor imo bc they make you put down insane down payments at like 30%. so what is the point of borrowing money? Also, app is EXTREMELY hard to use. I just want to pay back my total in full, but they want that interest HARD bc it’s virtually impossible to pay stuff […]

Review by Sean Neville
β˜…β˜…β˜†β˜†β˜† (2/5) September 18, 2025

The app itself isn’t bad for a BNPL as far as being able to get things. The problem comes in when they continually change your purchasing power for no apparent reason what so ever. when I first started my account I had 450$ and never missed a payment yet somehow as im writing this, im […]