Reviews for Merrick Bank Mobile

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20 reviews

Review by Roy Anderson
β˜…β˜†β˜†β˜†β˜† (1/5) January 16, 2023

Only use this bank of you are serious about decreasing your credit score. They immediately report an increase in credit used, even if the statement is not yet due to go out. But if you pay off the card, they will refuse to report the decreased usage. I.e. let’s say you charge something for $1000. […]

Review by Rachel Jonte
β˜…β˜†β˜†β˜†β˜† (1/5) June 22, 2024

The app is NEVER accurate. Don’t rely on it to tell you what’s due and when! I got a text msg to call about an important matter. Was told I’m late with a pmt. I went on my app again bc I thought I was losing my mind. The app was NOT telling me I […]

Review by Heather Ruckel
β˜…β˜†β˜†β˜†β˜† (1/5) September 27, 2023

The worst credit card I have ever seen! Charges annual fees, monthly fees, high apr, and intrest on charges for any balance you have. Charges me a late fee of $45 for being 2 days late! Most places give you a few days, but not this company. I would never recommend this card to anyone […]

Review by Ray Chase
β˜…β˜†β˜†β˜†β˜† (1/5) August 26, 2024

Its a card, interest rate is too high though! If you lowered interest rate to make it easier to pay off and boost credit score. We would use it more often. It would be more competitive and more popular. I received an email as a response to this review. Requested me to call their “Care” […]

Review by Mecca A
β˜…β˜†β˜†β˜†β˜† (1/5) July 12, 2022

I’m having an issue with my card and no one is answering the “24 hours” customer care line. I tried 2 different phone numbers and after getting past the automated menu it rings exactly once, goes silent, then hangs up…. I need to “pay as soon as possible” according to the email I got. But […]

Review by Trisha Millem
β˜…β˜…β˜†β˜†β˜† (2/5) December 5, 2023

I downloaded this app for easy access to my balance and ease of making an online payment versus calling in and going through the automated prompts. EVERY SINGLE TIME I try to login to this app, it says my username or password is incorrect. I have to reset my password every time I want to […]

Review by Lysandra L
β˜…β˜†β˜†β˜†β˜† (1/5) June 16, 2023

App says my request is invalid (the info is correct). This was after attempting to delete and reinstall 2 times because it wouldn’t even let me try to login. It’s very difficult to reach any customer service people (1st call tried to help but didn’t quite get there, 2nd call transfered me to an hour […]

Review by margaret randlett
β˜…β˜†β˜†β˜†β˜† (1/5) July 18, 2025

This doesn’t work. Every time I try to login it tells me invalid login information but the same login works on the Internet site just fine. I’ve changed my password thru the app and afterwards it tells me it’s invalid… but that same password works on the website. I’ve uninstalled twice, reset the cache and […]

Review by CynDee Smiles
β˜…β˜†β˜†β˜†β˜† (1/5) January 30, 2021

The guy who said that the complaints here are most likely due to user error has no idea what we’ve all been going through. Everything was great for me too when I first activated and began using. Worked for quite a while, actually. But lately, the app goes blank and the website times out each […]

Review by Donna Baker
β˜…β˜…β˜…β˜†β˜† (3/5) March 19, 2023

Always cautious making online purchases; still, my credit cards have been hacked. I asked my other credit company how to prevent this. They recommended using the lock card feature in between transactions. I noticed the quick freeze on my Merrick card and have been using it but noticed tonight I no longer have that option. […]

Review by Reina Gianfortune
β˜…β˜†β˜†β˜†β˜† (1/5) June 17, 2023

Since the latest update, I can no longer log in to the app. I went so far as to change my password, uninstalling and reinstalling, restarting my phone, switching from wifi to data and back again, and completely clearing the app’s cache and data. I just keep getting an error that says the request is […]

Review by Melissa Collier-Smith
β˜…β˜†β˜†β˜†β˜† (1/5) May 8, 2025

Typically I love this app but for the past week or more after logging in everything is blank. All you can see are the words Merrick Bank and Log Out. However pushing to log out does absolutely nothing. I’m using the latest update so maybe that’s the problem. I really miss this app because it […]

Review by Amen Nepta
β˜…β˜†β˜†β˜†β˜† (1/5) May 29, 2025

I see that I am NOT the only person experiencing an issue with this app. I noticed a few weeks ago, while traveling, that the app was not responding as per norm – with longer “processing time” before allowing access. And, the last few times I’ve tried, I”ve given up and logged in on the […]

Review by Crystal Thomas
β˜…β˜…β˜…β˜†β˜† (3/5) June 26, 2025

I save my confirmation pages for all my bills on my drive. This app doesn’t let you take a screenshot of the confirmation page or the activity page AND doesn’t send a confirmation email. It’s very frustrating. Other than that it has a lot of features available.

Review by Paula Krutilek-Karavitis
β˜…β˜†β˜†β˜†β˜† (1/5) June 25, 2025

it’s been two months now that I cant login one the mobile app. I have even restarted my phone as well as deleting app and reinstalling it. All it does after I hit login is a spinning circle showing just processing and freezes page you can’t do nothing but exit app and reopen it. if […]

Review by Byron Auer
β˜…β˜†β˜†β˜†β˜† (1/5) July 9, 2025

Used to really enjoy the app. Easy to access and navigate. Not true anymore. Glitches repeatedly trying to login. Having to clear the cash and uninstall restart the phone and then reinstall just to be able to login!! Called the helpline and got someone who barely speaks English and continually put me on hold while […]

Review by Bill McKay
β˜…β˜…β˜†β˜†β˜† (2/5) July 28, 2025

the app is not as good as other credit card companies. It is generic and difficult to navigate. there is no dashboard or home page view that posts important things like previous transactions, fraud alerts, current credit score, or amount of credit left on the account. overall to me it tells you about what is […]

Review by Robert S
β˜…β˜†β˜†β˜†β˜† (1/5) October 7, 2025

I never leave reviews but feel compelled to do so now. This bank is horrible,run as fast as you can in the opposite direction. Had an issue 2 months ago where they denied a transaction for going over the credit limit by less than $1. Then they arbitrarily hold on to your payments for 2 […]

Review by Krista Caputo
β˜…β˜…β˜…β˜…β˜† (4/5) July 31, 2025

Sometimes I can’t find what I want. Have to search. I want to change my auto pay amount. I constantly get denied for purchases. My account gets locked all the time. I can’t hit the forgot my password because there are words written over it. I can’t see the bottom of the page. This is […]

Review by Terry Sanchez-Howe
β˜…β˜…β˜†β˜†β˜† (2/5) July 15, 2025

The reason for going from 5 stars to 2 is that the new bill payment system for debit cards just isn’t all that good. (I.E. it’s too expensive I mean, $6.45 compared to $4.45.) Everything else with the app is great! BillingTree (Repay) is the best honestly. Having to wait until the system registers the […]