Reviews for Mission Lane

Decent card, and unlike others here I have been fortunate enough to get a credit increase. Having said that, for the last 2 months I have not been able to log into the app to pay my bill, of course they have bankers hours (on the East Coast) which are very inconvenient for a “left […]

not a good card to have amongst other credit cards. card payments don’t show money is in the account until 7 days later and if you’re only paying the minimum amount, you get hit with an interest charge before the money deposit. It makes it difficult to try and use the card when the payment […]

I don’t believe all the good ratings. For one your payment down not post when it says it will even though they took the money out of your account and the availability of credit is non-existent for over 5 days. Capital one on the other hand has it available when you make the payment online […]

My teenager could create a better app. This is the most no frills app ever, and that wouldn’t be a horrible thing if I could figure out the most basic functions. All I care about is seeing what my balance is, my available credit, my due date and what’s due, and whats posted or pending […]

I’m reviewing the Mission Lane CC app, not the company itself. So far I’m happy with the app interface. No real issues to report. Very happy they added support for Bio login (Face ID). The only reason I did not give 5 stars was due to lack of notifications. I would love to see notifications […]

Their technology is antiquated. It takes a week for your payment to credit to your account. I paid with the app and the payment was withdrawn from my bank account the following day. Maybe they use the Pony Express to move the money. It’s ridiculous in this electronic age for it to take seven days […]

If your app automatically pops up a request to rate it despite how it’s effectively a paid app given the reason I use it, I will rate it 1 star. It doesn’t help that the login with biometrics takes forever. Otherwise, the app is perfectly serviceable. Not jaw-droppingly good, not bad. For a credit card […]

Takes from Friday to Wednesday to go from your bank to the card. They pull it out at some point at random (not instant), then for a few days it’s Schrodinger’s money, then you see it and can use it again Wednesday. They report your balance every month, an once you find that date, you […]

I didn’t experience any of the negative items others spoke about. I was able to install the app, login and review all of the information, example-due date, balance, credit limit, and how much I will be paying if I go over my limit. As of today, it’s a great experience especially the videos. Very good […]

I got this card in effort to get my credit score into repair mode. yeah the annual fee is not good but pay your balance by the end of the month and it’s like a debit card in a way. My score is firing up and it’s been close to a year now but it’s […]

App seems to no longer work for me. When I try to log in, it says that I can’t sign in because of technical issues on their end. And Mission Lane does not do credit increases as they say they do. I’ve been with them for years, never been late on paying my balances off, […]

When I first downloaded this app about 5-6 months ago, it was great!! And it let me log in with my thumbprint making it very quick and easy to log in, it was great and it did what I needed it to do.. But since about 3 days ago I can’t even get in anymore..It […]

So far I’m very happy with mission lane credit card and their app and payment option. I’m going to see if they charge me for over the limit for putting their 59.99 fee on after I had run the balance up. If they do that then by then my rating will drop substantially because I […]

Every time I open the app it asks me to verify my identity by receiving either a text or a phone call. I wrote to customer service about this issue and they responded with a patronizing email about ” OnCe iN a WhILE wE nEeD to” blah blah blah.. I told them EVERYTIME it does […]

Great card, helped my husband and I to both build our credit (we each have a card), but since the most recent update to the app, in June 2023, I can not use my saved login info (user name and passwords) to quickly sign in. Yet, if I type it out, it works fine. I […]

So far, so good. I got this secured card a few months back, and I haven’t gotten any weird fees or paid a dime of interest. I pay it off as soon as I can and try to pay it off before the statement posts. That way, the utilization rate stays very low. I hope […]

I’ve had this credit card for a long time and still have the original credit limit of $400. I heard from other people the same problem…low credit limit. It was my 1st card in a long time and helped start building my credit. So for that part it’s good. Other than that, will have to […]

(Edited from 4* to 5*). Credit where credit is due, pun intended. After some financial aid health issues I found myself in need of a credit card that would take a chance on me. They did, and while my initial credit limit was $1500, they have increased it consistently, without requesting an increase by me. […]

Good Credit Card To build your credit. But the problem is you CANNOT RENT CARS with this Type of Credit card. Well Atleast that’s the problem I encountered a couple times now. My American Express, Chase Visa, Citi Bank and Discover Card I didn’t have any problems but this Card and a couple other “no […]

This was an awesome first credit card for me, especially since I only had a “good” credit score. But after building up my credit, I now can get better credit card options. in the meantime, Mission Lane was an awesome card to have for any credit needs. The app is user friendly and they make […]