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Description
I’ve been using MoneyLion: Banking & Cash Back for a couple months now. It’s basically a mobile banking app that also lets you earn rewards and get cash advances. Pretty solid if you’re into personal finance and managing your money on the go.
Here’s what you do: you can open a RoarMoney bank account and get paid up to 2 days early. There’s also a cashback program where you earn money on big purchases and everyday spending. And the Instacash feature lets you get up to $500 in cash advances – took me a while to figure that part out but it’s super useful.
Look, if you’re the type who likes to stay on top of your finances, you’ll probably like this app. It’s not perfect – the app can get a little glitchy sometimes – but overall it does the job. Worth checking out if you want an all-in-one money management tool.
Editor Opinion
So here's my honest take on MoneyLion: Banking & Cash Back. I've tested a bunch of personal finance apps and this one's pretty solid overall. The early direct deposit and cashback features are the standout for me - makes it easy to maximize your money without much effort. The cash advance option is also handy if you need a little extra before payday. The only downsides are the occasional bugs and the fact that it can get a little overwhelming with all the different features. But if you're looking for an app to help you manage your finances, this is one of the better options out there.
Pros & Cons
Pros
- Easy to set up a bank account and get paid early
- Earn cashback on purchases big and small
- Helpful cash advance feature for when you need extra money
- Lots of personal finance tools in one app
- Free to use, don't have to pay for the premium version
Cons
- Can get a bit glitchy and buggy at times
- Tons of features makes it a little overwhelming at first
- The cash advance fees are kind of high if you use it a lot
Specifications
| Updated | 02.10.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | MoneyLion Inc. |
| Android | Android 7.0++ |
| Package Name |
com.moneylion |
Ratings
User Reviews
Don't Bother - There are better, more helpful apps out there. Money lion's "24/7 Customer Service" is NEVER available. If there is a problem, they hide behind their algorithms and...
Absolutely HORRIBLE customer service. I will be reporting this app to the BBB because the service is abysmal. I have been trying to get my points from a game since...
I have been charged an additional $600 for my Instacash. Every time I call, they just keep telling me they will call me back with an update, but it has...
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