This use to be a decent option. Not anymore, I have a $1,250.00 limit with less than $50.00 owed. My payments have been made on time yet anytime I order I have to wait to get approved. What is the point of the credit limit? Last order got denied stating a late payment. You received […]
Reviews for Perpay - Shop and Build Credit
โ Back to Perpay - Shop and Build Credit20 reviews
Awesome program, saved Christmas! Great selection of items to buy and your credit limit goes up quickly after a few payments. It’s easy to overspend and end up with $200+ payments every paycheck. They prob don’t want you to know this but you can lower the amount of your direct deposit and they still count […]
When you are still making payments on an order you get maybe one or two notifications every few days or so. However, once you have paid that order off and no longer have to pay them anything..20 notifications a day. All asking you to come back, “hey your limit increased come shop some more” and […]
great service, pretty good app. it would be nice to be able to go back from a product detail screen to the search results and not have to scroll all the way down to where you were just looking. if it’s possible to “remember” where in the list the user is looking, so they can […]
Meh not impressed. App is extremely slow. Selection is good. Also you need to setup direct deposit to make your payments which is just silly, as it takes a week or two for most payroll departments to even process a new direct deposit. On top of that it’s another week or two to cancel it, […]
Perpay used to be great! Now all of a sudden “a small percentage” (myself included) can no longer get their orders approved. Its been nearly 6 weeks since the problem began and they have no solution….well….there goes my Christmas. I guess this is the reward for being a loyal customer for the past 5+ years. […]
I’ve been a long time customer. it’s really upsetting that their app is not functioning correctly where I can get in touch with someone from the Help Center. I keep getting error messages. I’ve reached out to customer support via email. no one has responded to me. *Edit: Finally got a response via email. The […]
They are very stubborn and strict. They take forever to respond to your request. Shipping fees are outrageous ranging from the lowest I’ve seen is $10 for small items and regular from $20-$60 per item. Which can add up real quick even though items are already over priced. I think it’s to compensate for something. […]
Very convenient way to purchase items. Payments are very easy to make and they have a great selection of items with more and more being added. Out of all the similar apps this one and afterpay are by far the best two imo. If you’re unsure, make a small purchase with them and test it […]
First off, the idea and such behind the app is great and Perpay has it spot on and has helped many people on the credit journey path. Now unfortunately, the app does not display correctly on my device to me. Upon logging in and getting to the dashboard, nearly every block, data and text is […]
I really like the app. It’s definitely helping my credit score. That said. If you purchase something and it doesn’t fit, such as shoes I purchased, it’s a very long process to return. It was very frustrating. I won’t buy clothes or shoes from here again. The other thing is if you look up the […]
Love this app, brought my credit score up about 75 points just from using my account for about 6 months. Only giving it 4 stars because if there was a “pay now” button that you could press so that if you’ve already received your check but the payment hasn’t come out of your account, you […]
was great. past tense. was very useful. all the way until today when I tried to log in to ensure my last payment went through so that I could change my direct deposit but your app after 7 months decides to log me out. today. I thought no biggie, I’ll just log in. nope it […]
At first I was really skeptical about all this, and decided why not? I could cancel the direct deposit later if it turned out to be shady, but then my first order arrived and I immediately trusted it, the customer support is great, right off the bat, it helps build and increase your credit, and […]
I was hesitant to try this service at first but went for it anyway because of the easy payment option of it coming right out of my check and I am very happy that I did. no hassles with worry about paying my payment on time. the payment is removed and the rest of my […]
convenient! Market- its nice to have the option to pay over time with it coming right from your pay. It helps when you just cant afford it up front and also hate the hassle of waiting for the payment to come out of your checking account. The credit card- it is great to help build […]
This has been the best app that has ever been developed. For me, I have been able to go from not being able to spell the word credit to getting $0 down payment offers on vehicles. I have been able to get some personal loans with great interest rates, it’s literally been the best thing […]
can’t use the shop or click set up direct deposit. the shop just keeps loading and never loads. I keep getting an error on the app and on the web trying to set up direct deposit. fix your stupid bugs. Update: I finally got it to work, and now I am enjoying the entire process. […]
The Perpay model for payment via direct deposit is a great, easy model and one that requires little set up. The only thing that is disappointing is shipping times. It seems items are queued for shipping for quite some time before they actually ship, a noticeably slower shipping turn around from other BNPL type platforms. […]
I really enjoy PerPay so far. I used it to get my favorite perfume that’s usually wayyy out of my price range. The app is pretty straightforward and walks you through the steps. It didn’t have an option for “Semi Monthly” pay (what i have), so I was worried that it would affect my credit […]