This use to be a decent option. Not anymore, I have a $1,250.00 limit with less than $50.00 owed. My payments have been made on time yet anytime I order I have to wait to get approved. What is the point of the credit limit? Last order got denied stating a late payment. You received payment from my last paycheck which was over the required amount. I'm definitely closing my account. Over a month of trying to order stuff with zero going through. Stay far away everyone is overpriced!
Kris van O
Awesome program, saved Christmas! Great selection of items to buy and your credit limit goes up quickly after a few payments. It's easy to overspend and end up with $200+ payments every paycheck. They prob don't want you to know this but you can lower the amount of your direct deposit and they still count it as on time payments. Great company allowed me to get what my kids wanted for christmas!
Matthew Jenkins
When you are still making payments on an order you get maybe one or two notifications every few days or so. However, once you have paid that order off and no longer have to pay them anything..20 notifications a day. All asking you to come back, "hey your limit increased come shop some more" and just everything you can think trying to lure you back. Make sure to turn notifications off. Other than that, the service is exactly what it says, they charge more but you make payments.
Justin Klinger
great service, pretty good app. it would be nice to be able to go back from a product detail screen to the search results and not have to scroll all the way down to where you were just looking. if it's possible to "remember" where in the list the user is looking, so they can select a product, read the details, and then go back to continue looking exactly where they were previously.
A Google user
Meh not impressed. App is extremely slow. Selection is good. Also you need to setup direct deposit to make your payments which is just silly, as it takes a week or two for most payroll departments to even process a new direct deposit. On top of that it's another week or two to cancel it, which has you running the risk of paying short or extra if you don't time it right on your last payment. Prices on products are higher than what you would find at your local rent to own places, like Aaron's etc.
Lindsay Sowards
Perpay used to be great! Now all of a sudden "a small percentage" (myself included) can no longer get their orders approved. Its been nearly 6 weeks since the problem began and they have no solution....well....there goes my Christmas. I guess this is the reward for being a loyal customer for the past 5+ years. Perpay....hire a new tech team!
Angela S
I've been a long time customer. it's really upsetting that their app is not functioning correctly where I can get in touch with someone from the Help Center. I keep getting error messages. I've reached out to customer support via email. no one has responded to me. *Edit: Finally got a response via email. The Help Center and Support links in the app still aren't working though.
T
They are very stubborn and strict. They take forever to respond to your request. Shipping fees are outrageous ranging from the lowest I've seen is $10 for small items and regular from $20-$60 per item. Which can add up real quick even though items are already over priced. I think it's to compensate for something. Most items I received always seems like unwanted partially damaged. I had an item that had a old cigarette butt in the package but couldn't return because I had already opened the box.
A Google user
Very convenient way to purchase items. Payments are very easy to make and they have a great selection of items with more and more being added. Out of all the similar apps this one and afterpay are by far the best two imo. If you're unsure, make a small purchase with them and test it out. I dont know any of you reading this and usually could care less but when I do see a app or company that is actually "good" I will always try and put a good word out there for them.
Michael Foss
First off, the idea and such behind the app is great and Perpay has it spot on and has helped many people on the credit journey path. Now unfortunately, the app does not display correctly on my device to me. Upon logging in and getting to the dashboard, nearly every block, data and text is shifted to far to the left out of viewing range. I can somewhat make out what's being said, that is limited though.
