Reviews for PocketGuard・Budget Tracker App

LOVE THIS APP! I downloaded a lot of different budgeting apps, but this was, by far, the winner. It connected seamlessly to my bank and allowed for very easy modification of debit entries. I also like that it can "remember" how you want a type or merchant transaction classified as. There is some manual modification, based on my spending patterns, but I really don't mind.

This app was very inaccurate... I linked my checking, savings, and credit card accounts. I have some money saved up, and it kept alerting me that I was like $3000 in debt?! Lol. I am surely NOT. I have about $300 on my credit card that I can easily pay off, that's it. All I can think is that it's calculating my monthly bills as if they weren't already paid? Not sure but I found it very difficult to figure out so I cancelled. I use Mint now and it is working much better for my needs.

I've had the app for a few days now and it's wonderful! I tested through 7 apps altogether and this one has the best app/online interface (and looks the prettiest). The free version doesn't really offer a budget feature, though. If that's what you would like to have, you'll need to pay for the membership, but it's worth it if you can save money better.

Great interface and helpful information and schematics that show what you are spending on. Unfortunately I can't give more stars because I cannot use the app to track monthly spending without the ability to change the date of some transactions. If a paycheck comes in early then the app tries to tell me I've been payed double for this month whereas in reality that money should be budgeted for next month. I really hope this is fixed soon.

Great app, intuitive and helpful. Makes it easy to see recurring charges from the same merchant, and has helped me identify several recurring charges that were duplicates, and cut costs by removing subscriptions we didn't need. Only thing missing is an ability to project forward what each account balance will be based on recurring income, recurring bills, budgets, and current balances in each account. The data is there, just need to do some calculations and show it visually. contact me for info.

Pocketguard was a great tool for me at first to help me straighten out my finances. I loved it so much I left a 5 star review once I started using it. Unfortunately, a while in, a bunch of the transactions I coded seemed to be changed and marked incorrectly in one big batch. There were also a ton of issues connecting to my accounts; I frequently had to contact support. After I canceled, I was also charged for 2 years after and missed it before signing up for new software. Choose someone else!

Great App with a great support team! I had a small issue syncing with my bank and the support team kept me updated and remained engaged until it was resolved (it wasn't even their issue - my bank was just being a pain!). The one thing I would like to see is better handling of rollovers for budgets. Having to do that manually each month gets old quick! Pretty sure I found my alternative to Mint!

This app perfectly serves my goal of tracking transactions across all my accounts. I wish it was less buggy though. some issues I encounter are modifications to transactions not being persistent, having to sometimes specify what category my income is, despite it being the same recurring deposit, and I wish I had the option to bulk edit (change category) multiple transactions at once. Overall very happy though, I'd recommend it.

I am having continuous syncing issues. One of my banks constantly disconnects, and it's a hit or miss if it connects again. Says it's good to go, but nothing is fixed. Another bank haven't been able to sync for abot a month with no updates or fixing of the issues. It's extremely frustrating. Update: still continuous syncing issues with various accounts. I got a new credit card, and I couldn't update the new credit card, even though when setting up I checked the box to automatically update.

This is the first budgeting app to successfully connect with my credit union app. So glad I can start automating my budgets. Also love the "do not include in calculations" button for each transaction. We use a credit card for all our purchases (points, baby!) and counting every purchase and every credit card payment would make it look like we're spending 2x as much as we are.

I like the app for the most part. It's great for keeping track of all my accounts and I like that I don't have to manually enter in transactions. Love the app layout as well. But when you edit or split a "pending" transaction, once that transaction is officially posted it gets rid of the edit or split and you have edit and split it again. There is a feature that makes this easy to do though. Also has issues syncing accounts sometimes but the support team is usually on top of that when contacted.

Awesome App. This app calculates exactly how much I have available to spend, taking into account the next pay cycle also. I have most of my bills due at the end of the month, so I have to set aside some money from the first check to cover expenses at the end of the month. This app does this automatically. On top of this, I get paid biweekly, so the actual date I get paid is different every month. The app knows exactly when bills are due and what days I get paid, so I won't overspend.

Loved this app until it no longer worked with my bank Synovus. I purchased it at the holiday price and within 3 months it no longer synced to my bank. They wouldn't provide even a partial refund either. It's the only app that I've found that shows you how much you spend out of the extra money of the month. You can see your pocket money getting less and less with more spending and that's what I need but they can't get the sync issues resolved. Don't get it if you bank with Synovus.

I went for the full version for a month and tried getting everything set up, took hours. It presents a few options to connect accounts but yet I still couldn't get all in. Then came the constant disconnect issue. I get the mfa that requires a refresh but it keeps saying my password is incorrect and I have not changed any. My validation codes come back wrong too. I give up. Not worth 12$ a month to be fighting to reconnect weekly and it consumes my time just to review my expenses. Too much work.

Can't even use the app. Can't do anything with the app unless you connect your account. It doesn't let me connect my account even though my bank is on their "most popular" banks list. Contacted their tech support just to be told "our data aggregation partners are still working on your issue." Thanks for trying but it's useless to me. DELETED. Let me know when the problems fixed. I'll update my review. Thanks.

Good concept, poor execution I signed up for the yearly subscription...bad idea. Right afterwards I noticed some major features just were not working. The subscription monitoring feature, which is the main reason I signed up for premium, shows random subscriptions that I don't have, and is missing a lot of the subscriptions I do have. The app also seems to mark account transfers as an expense, even though I've linked both accounts to the app.

Incompatible with Firefox. It just spins and spins and/or loads up to a white page. After wasting an hour, I canceled the trial before I could even see what it looks like. If you're a Firefox (and primarily desktop) user, don't bother. Edit: I *did* clear cache/cookies multiple times. Unfortunately, it works on Chrome but I'm not going to use a separate browser to access my budget.

I really wanted to like this. an envelope system that tracks transactions without me having to manually enter them all? yes please! unfortunately that's not what this is. trying to set up a budget was agonizing. tried to set aside money for bills in an envelope and it imagined an extra $500 that wasn't actually there. I'd love to be wrong but I think fighting this system is more work than just doing the math yourself.

Installed it, tried the trial. Turns out integration doesn't work for my particular bank. Whatever. Uninstalled the app, but they keep spamming me with email multiple times a day. When I went to unsubscribe, there was no "unsubscribe all" button. I had to click 20 different switches to get them to stop bothering me. Incredibly annoying of the marketing department.

Due to the developer's response, I'll clarify. My device ID is used for marketing. If you only have functional cookies enabled you will not be able to use it on a desktop browser. You shouldn't need to enable tracking for optional cookies just to log especially when you're paying for it already. So I'll give you an extra star for some of it, but it is against gdpr rules to do that via browser. It's still terrible for a paid service to be partially available depending on the device.