LOVE THIS APP! I downloaded a lot of different budgeting apps, but this was, by far, the winner. It connected seamlessly to my bank and allowed for very easy modification of debit entries. I also like that it can "remember" how you want a type or merchant transaction classified as. There is some manual modification, based on my spending patterns, but I really don't mind.
This app was very inaccurate... I linked my checking, savings, and credit card accounts. I have some money saved up, and it kept alerting me that I was like $3000 in debt?! Lol. I am surely NOT. I have about $300 on my credit card that I can easily pay off, that's it. All I can think is that it's calculating my monthly bills as if they weren't already paid? Not sure but I found it very difficult to figure out so I cancelled. I use Mint now and it is working much better for my needs.
I've had the app for a few days now and it's wonderful! I tested through 7 apps altogether and this one has the best app/online interface (and looks the prettiest). The free version doesn't really offer a budget feature, though. If that's what you would like to have, you'll need to pay for the membership, but it's worth it if you can save money better.
Great interface and helpful information and schematics that show what you are spending on. Unfortunately I can't give more stars because I cannot use the app to track monthly spending without the ability to change the date of some transactions. If a paycheck comes in early then the app tries to tell me I've been payed double for this month whereas in reality that money should be budgeted for next month. I really hope this is fixed soon.
Great app, intuitive and helpful. Makes it easy to see recurring charges from the same merchant, and has helped me identify several recurring charges that were duplicates, and cut costs by removing subscriptions we didn't need. Only thing missing is an ability to project forward what each account balance will be based on recurring income, recurring bills, budgets, and current balances in each account. The data is there, just need to do some calculations and show it visually. contact me for info.
Pocketguard was a great tool for me at first to help me straighten out my finances. I loved it so much I left a 5 star review once I started using it. Unfortunately, a while in, a bunch of the transactions I coded seemed to be changed and marked incorrectly in one big batch. There were also a ton of issues connecting to my accounts; I frequently had to contact support. After I canceled, I was also charged for 2 years after and missed it before signing up for new software. Choose someone else!
Great App with a great support team! I had a small issue syncing with my bank and the support team kept me updated and remained engaged until it was resolved (it wasn't even their issue - my bank was just being a pain!). The one thing I would like to see is better handling of rollovers for budgets. Having to do that manually each month gets old quick! Pretty sure I found my alternative to Mint!
This app perfectly serves my goal of tracking transactions across all my accounts. I wish it was less buggy though. some issues I encounter are modifications to transactions not being persistent, having to sometimes specify what category my income is, despite it being the same recurring deposit, and I wish I had the option to bulk edit (change category) multiple transactions at once. Overall very happy though, I'd recommend it.
I am having continuous syncing issues. One of my banks constantly disconnects, and it's a hit or miss if it connects again. Says it's good to go, but nothing is fixed. Another bank haven't been able to sync for abot a month with no updates or fixing of the issues. It's extremely frustrating. Update: still continuous syncing issues with various accounts. I got a new credit card, and I couldn't update the new credit card, even though when setting up I checked the box to automatically update.
This is the first budgeting app to successfully connect with my credit union app. So glad I can start automating my budgets. Also love the "do not include in calculations" button for each transaction. We use a credit card for all our purchases (points, baby!) and counting every purchase and every credit card payment would make it look like we're spending 2x as much as we are.
