Reviews for Possible: Fast Cash & Credit

This app is actually pretty amazing! I just used it for a car battery. I've used it quite a few times now. If you're paid up it always there when u need it. Easy payments. And really the "interest paid" isn't that bad. I like the way it takes care of itself and you can change the due dates incase something comes up. A+ this is the only one I've found that's 100% legit.

I had used this app for years. Easy access to money. After I updated the app, it constantly directs me to "Apply for Card". I do not want to apply for the card, I just want to apply for a loan like I've always done. But it doesn't let me get off that page. I've uninstalled and re-installed more than a few times, and every time I login, it directs me to the apply for card page! It won't even allow you to decline the offer, it just logs you out. Such a disappointment!

Updated Review: There are many cash advance apps out there to choose from and I urge anyone who is in need of an advance to consider this app too. The best part of the repayment plan is the flexibility to take two months to complete. HOWEVER, this app, like so many others has a very slow process when it comes to posting your payment to your account taking several days to clear (very annoying.),.

I have to update this review. My rating doesn't change as my disappointment is astronomical. I was finally able to get loans, and I have had several successful loans paid off taking advantage of their installment plan that reports to credit agencies. Recently, though, I had to get a new debit card, but because my debit card changed, they weren't able to take my last payment on my most recent loan. And to my surprise, I am unable to update my card info in the app.

I tried many times to get a small loan to help build credit, not much else really. I have the ability to pay the loan back with zero issues, and could pay it back in one swoop if I were allowed, but somehow I keep getting denied by the system. I tried for weeks on end and nothing would work, and I tried to go and ask them for help directly, to see what was the issue. Not sure they understood the issue I was having and decided to say that the bank I linked is not accepted. The bank was registered in the system the app uses to find the banks they accept. I found my bank and was able to tie up in that app, it even shows me some of my pasts banking fees all the way to June of this year. So if I'm able to link my bank to the app, then I don't see how they can say the app does not recognize the bank in that way.

So, application was easy. Payment went directly into my account fine. Everything was going well. But repaying is hitting snags that there really should be a live customer service for. The fist payment wasn't automatically taken so I attempted to pay the balance manually and that failed as well. So I added my debit card to the payment options and tried that. Once that option didnt go through I decided the only thing I could do is post a review and wait for the fallout.

Great for getting a little extra cash! Helps build credit up as well!! Highly recommend using this for a short term loan. Super easy to push a payment if needed. Will always come back when I need a little extra cash. Typically gives a month before the first payment is due. Pulls on the date it gives which is wonderful! Won't pull early like most or late. Hands down my favorite go to for some quick cash.

This app is very good if your in need of fast cash. The helping your credit score out doesn't help that much or not with me. I've had three loans and my credit score went up maybe 4-6 points. Still a good app when your in need though. Thank's!! UPDATE.. it doesn't take it out right then, but it take 3-5 business days. I have other bills due as well and taking that long, the other bills take theirs out and this payment won't go through due to not enough money so I have to reschedule.

Super easy application process and you get the money in 1-2 business days (or immediately on a debit card). Payments can be adjusted in the app if you aren't able to pay on the scheduled day for whatever reason. I highly recommend this app for any unexpected expenses. As long as it is used responsibly, it can be extremely helpful! Edited to say: It takes WAY too long for payments to post!! I paid my loan off on the 3rd. It's the 8th and it's still "processing". That's a crazy amount of time.

Took a while, but worth the wait. Especially if you need it now!! Update, great app. I looked and found companies that could "boost" your credit score for a fee, but they hold your money. Possible loans you the money, charges a fee AND immediately reports to the credit bureaus. IMMEDIATELY!!! Cost a few bucks, but my credit score has gone up 80 points! In just 5 Months. Buying a truck for work next week. Thanks guys!

I haven't had a single issue with this app. Fast and easy to activate. Flexible repay options, but i repays it all at once to keep my options open. They only allow one loan at a time and you can"t request another until your account has been paid off. That would be the only negative, but it also has a larger loan radius, so you're not taking multiple 75 dollar loans with multiple tips added just to get your desired amount. I recommend above all other payday/short-term loan apps.

App was good for one advance. Once it was repaid, I've been sitting here waiting for three days to go by twice over (six business days total) for the system to offer me an advance, which upon accepting I was immediately kicked back to waiting for my last advance repayment to cool off or something. I'm also very underwhelmed with customer support, such that ai is capable of providing anyway. Don't bother if you'll need this app more than one time.

I've used them many times in a needed pinch. There was some difficulty when I changed my address, so I stopped using them for a while. Finally got things figured out after denial, after denial. Not a clue what the issue was since it was just an address change and nothing else, but most of the time, customer service was just going in circles. So, 3 generous stars for all the noise before I could get it to work again. It's gotten more expensive since my last time. I'm not sure it's worth it now.

Tell me why they charged me twice in one day for my 1st and 2nd installments and then said it was because the first attempt was denied? That's funny because it wasn't a debit payment but an ACH withdrawal. They had to have access to my account for that to go through and they certainly did because they were able to deposit the funds for the loan into my account. It took 3 days to get a response. They kept both payments. I'm not satisfied with their answer.

Downloaded the app yesterday, and was easy to use. Saw their ad and after some home repair thought a couple hundred for some cushion would be nice. I applied and less than 30 minutes later it told me I was denied due to lack of banking history with the account. I have almost 3 years of weekly direct deposits in this account several times more than what I asked for. Tbh not sure what they are looking for.

Update: This app used to be one of the best for a quick and easy loan. Wasn't super invasive and had manual bank input. now they use a program, and if your bank where you get direct deposits isn't in that system, oh well. the credit increase bumps used to be great. I used to recommend this to everyone who was worried about being rejected, but now this is just another app with hoops to jump through. it doesn't even take into account loans you've already had and paid off just fine anymore.

This app needs work. It doesn't have an icon button to click for deleting linked banks and for account deactivation. Instead you have to go to the contact us and email with an AI response bot and wait for a real person to help you with deleting your account. I just created an account today, but was declined a loan. I wanted to change to my other bank as a primary, but couldn't delete my first one to apply again. So frustrating, so now I just want out of this entire thing..and still waiting.

At first, seemed simple and easy to use. i was approved for a loan, signed all documents but afterwards is where it got shady. All of a sudden they have problems sending the money to my debit card or ACH, instantly got another email saying it couldnt send me the money and to please reach out. I have sent several requests for assistance with no reply. I have also sent a request to cancel but nothing. Possible still shows though to take money out of my account for money never received. Dont use!

It is a great app, works just as stated. The sign-up/approval process was quick and easy. My only complaint and reason for 4 stars is the repayment process takes forever. They take your payment, but it takes several days for the app to show those payments, it's a bit frustrating. Over all, a great app. *Edit I've now dropped it to 2 stars due to the amount of time it takes a payment to process. I paid my balance in full and 6 days later, it's still not done processing.

I used Possible over a year ago without problems, but now it’s a mess. Every time I apply, it takes 3–4 days just to get denied. The app constantly says “lost connection to bank,” and the last denial was blamed on an “incomplete application” — but they never told me what was missing. No communication, just days of waiting for a rejection.