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Description
I’ve been using the Robinhood Credit Card for a couple months now. It’s basically a cash back credit card that’s exclusive to Robinhood Gold members. The big selling point is that you earn a flat 3% cash back on all purchases – no rotating categories or anything like that. Pretty solid if you’re into earning rewards without having to think about it too much.
The card’s got some other nice perks too. There’s no annual fee for Robinhood Gold members, and no foreign transaction fees either. And if you book travel through the Robinhood portal, you can earn 5% cash back on those purchases. The app also makes it easy to track your spending and quickly freeze the card if you spot any suspicious activity.
Look, if you’re already a Robinhood user and you want a simple cash back credit card, this is worth checking out. It’s not perfect – the rewards aren’t the highest I’ve seen – but overall it’s a pretty solid option that gets the job done. I’d say it’s a good choice if you’re looking to maximize your rewards without a ton of hassle.
Editor Opinion
So here's my take on the Robinhood Credit Card. I've tested a bunch of cash back cards and this one's pretty competitive. The 3% flat rate is really nice and simple - you don't have to keep track of rotating categories or anything. The travel bonus and lack of fees are also great perks. At the same time, the rewards rate isn't the absolute highest out there, and the card is obviously only available to Robinhood Gold members. But if those things don't bother you, it's a pretty solid cash back option in my opinion.
Pros & Cons
Pros
- Earn 3% cash back on all purchases, no categories to keep track of
- No annual fee for Robinhood Gold members
- 5% cash back on travel booked through the Robinhood portal
- Useful security features like virtual cards and the ability to freeze your card
- Simple, straightforward cash back structure
Cons
- Rewards rate not the highest compared to some other cash back cards
- Only available to Robinhood Gold members, which costs $5/month
- Might be overkill if you don't do a ton of travel
Specifications
| Updated | 08.10.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | Robinhood |
| Android | Android 7.0++ |
| Package Name |
com.robinhood.money |
Ratings
User Reviews
The new RobinHood gold credit card featured by Visa Signature features a wide array of upper echelon benefits and perks. This is a phenomenal credit card with an abundance of...
This card is amazing, my wife and I are both big fans. (It's hard to get her vote of approval and Robinhood has it.) The card is easy to use....
Great customer support experience. I rely heavily on Robinhood's ecosystem, and I was delighted to finally make it through the waitlist for the Gold Card. I had some issues with...
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