Reviews for Self – Credit Builder & Cash

Another very trustworthy option in building your credit score. No BS no scams. This app combined with a few others allowed me to buy my home. The credit card they offer ain’t bad for raising your credit. The annual payment is once a year instead of some cards with monthly payments regardless of weather you […]

Terrible, almost every I have to pay more than the normal amount because of a “failed payment” after the fact I have money on my account and have been using the same account since I started using it. Now it’s making me pay 3x the amount after every failed payment after doing manual payments, its […]

I never rate things, but Self is worth it. I filed for bankruptcy in 2018 and was later able to get a small reverse loan from Self that boosted my credit score as I paid. When I paid it off I was able to roll over $100 of it into a secure credit card and […]

I’m not a financial expert, but their credit builder program is easy to use and great for saving money and building credit simultaneously. If you can make enough money each month for a year to afford setting aside money, I highly recommend it. I made every “payment” on time so I don’t know what happens […]

I’ve been trying to cancel this credit card… I made a payment over a week ago and it’s still “pending” despite being cleared from my bank for days. Getting in touch with a person is IMPOSSIBLE. I’ve just been blasting emails to cancel this card and about to contact credit agencies if I don’t get […]

One it’s hard for their is no way to get in touch with customer service in the app, two it seems like a scam because because what they say is my credit score with TransUnion is low then what my bank say it is at TransUnion, but if I pay them 49.99, a one time […]

It works! I signed up for the 12 month program. The program did what it was supposed to do. I saved money & raised my credit score accordingly. But, as soon as I was done & the account closed, my score dropped, which I now know is common when an account is closed, especially if […]

Has improved my score. However, the consistency of your payments, processing, applying to your account is lacking. Make your payment, it processes through your bank account and sometimes it takes up to 12 days before being applied to either of your accounts. That is the longest it has taken for me on a few instances. […]

Definitely helped my credit … Only issue I have with them, and reason I gave one less star… To pay with your debit card it’s super fast, but costs every single time you pay the cc or pay the loan payment, but if you try to save and pay with your routing and account number, […]

App is fine. Customer service is almost non-existent and uncaring during their limited hours. I’m a long time customer. I’ve been waiting 2 mos for a card, after paying hefty annual fee. They refused to send card expedited. Didn’t want to spend the $4. Do yourself a favor. They have competitors now that actually provide […]

This app is frustrating. I have to enter my log in credentials more than once to sign in. I have to deny a new credit card offer every single time I sign in. It doesn’t give the option to freeze or I freeze in the app. I have to call in every single time. This […]

Edit: Troubleshooting mobile app didn’t work thru customer support but I got it to work via a web browser on PC. Current rating will remain. Edit 2: The balance shown on the app for my two Self card mirror one another. in other words, if one card has a $100 credit available, so will the […]

Fantastic! Does exactly what claims. In just a few weeks, my score increased 54 points as a direct result of this well worthwhile service. Automatically send them $10 each month, haven’t been using the app for more than 5 months and they mailed me a $100 check for? I wasn’t expecting to receive my money […]

I have taken 2 stars away from a 5 star review because they will overdraft your account and they don’t offer the option to defer your cash advance payment until you actually get paid! otherwise, this being the first time I’ve used Self for a cash advance, I will say it was great! I was […]

I used Self as a strategic tool to build credit while maintaining full control over my payments. The process was simple: I chose my plan, made consistent monthly payments, and watched my credit score rise month after month. What stood out most was the transparency no hidden fees, no games. They reported to all three […]

Watch out. They keep the CD that you start as collateral and don’t give it back. My credit went from the 500s to the 700s bit now for some reason I’m losing like 50 points a month and am back to where I started. Now I have credit card debt. Don’t use this service. It […]

since I started using this app everything was great. every month I added the set amount of money that I had agreed on and my score continued to climb. However… once I applied for the 200$ credit card my credit score has continued to drop. It is extremely annoying, because I have never failed to […]

would be cool if the features worked, they don’t. they offer self cash which is a feature allowing you to borrow up to $100, so I tried to see if I would qualify. I connected my bank through plaid as requested, it says it connected then, I try to continue the process but get error […]

Do NOT miss a payment.After 15 days, $15 LATE fee. After 30, reported to credit: takes away the small increase in credit score Self gives & MORE! *DO NOT GET THEIR CREDIT CARD* $25 annual fee, monthly interest. Even if it’s YOUR money to spend, there are so many fees, even if they deduct what […]

it can take them 3 weeks to review the money they owe you when your done with your loan. Yhey have no problem taking money from you but when you finally pay up and want to be done, up to 3 weeks, and then maybe a couple extra days for it to reflect in your […]