Screenshots
Description
Been using SoFi: Bank, Invest & Loans for a couple months now. It’s basically an app that lets you handle all your financial stuff in one place – banking, investing, budgeting, paying bills, and more. Pretty solid if you’re looking to get your money stuff organized.
Here’s what you can do: you can easily send money to friends, deposit checks digitally, and track your spending with the built-in budget tools. It’s got commission-free stock trading too, which is pretty cool. And there’s this premium membership called SoFi Plus that gets you extra perks and rewards – took me a while to figure that out but it’s useful.
Look, if you’re into taking control of your finances, you’ll probably like this app. It’s not perfect – the app can be a bit buggy sometimes – but overall it does the job. Worth checking out if you want an all-in-one money management solution.
Editor Opinion
So here's my honest take on SoFi: Bank, Invest & Loans. I've tested a bunch of personal finance apps and this one's pretty solid. The feature set is comprehensive - you've got banking, investing, budgeting, and more all in one place. And the interface is user-friendly and the core functionality works well. Where it really shines is the investment tools - the stock trading is super simple to use. On the downside, I have noticed a few bugs and crashes here and there, and the premium membership feels a bit gimmicky. But overall, if you're looking to get your financial life organized, SoFi is definitely worth a look.
Pros & Cons
Pros
- Handles all your banking, investing, and money management in one place
- Intuitive interface, easy to navigate
- Commission-free stock trading is a nice perk
- Helpful budgeting and spending tracking features
- Secure and reliable for your financial needs
Cons
- Premium membership feels a bit like a upsell
- Occasional bugs and crashes can be annoying
- Learning curve for some of the more advanced features
- May be overkill if you just need basic banking
Specifications
| Updated | 10.10.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | Social Finance, LLC |
| Android | Android 8.0++ |
| Package Name |
com.sofi.mobile |
Ratings
User Reviews
The good is that there are tons of tools to use to keep your money managed properly. As time progresses, I continue to find flaws in the banking app, especially...
When this app works it's great. However there are issues. Such as when I took my payments off auto pay, my bank account doesn't show up as a payment option....
minus one star for being a little too pushy with their offerings and having too much clutter (mostly with other things they want you to sign up for). BUT being...
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App Permissions
This app requires 18 permissions to function properly: