Reviews for SoFi: Bank, Invest & Loans

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20 reviews

Review by B B
(2/5) May 2, 2025

When this app works it’s great. However there are issues. Such as when I took my payments off auto pay, my bank account doesn’t show up as a payment option. But it’s still saved in my account so I can’t readd it. Another thing is the app used to show you your acured interest before […]

Review by Jeremiah Horton
(2/5) April 24, 2025

The good is that there are tons of tools to use to keep your money managed properly. As time progresses, I continue to find flaws in the banking app, especially when it comes to time and bill paying. Deposited checks take several days to process, so you have to wait longer to use your funds […]

Review by Terrence Winborne
(3/5) May 1, 2025

OMG, the notifications are extremely annoying. For stocks that I have no interest in at all. I go in the app to notification settings, and there’s no option to turn them off! 🗣PLEASE JUST MAKE IT STOP!!! Other than that, I actually love sofi products and use pretty much all of them. If you want […]

Review by Todd Hohbein
(2/5) July 15, 2025

Was great….for a short while. Then crashed and totally useless. Out of the blue, I am suddenly unable to add money to my account to be able to buy stocks. It just quit working and gave me a ‘Sorry for the delay on our end’ message. So frustrating if you want to be able to […]

Review by Nathan Reynolds
(4/5) July 25, 2025

The banking experience is great. I have no complaints. It is easy to use and you don’t have a whole bunch of ads and other stuff while trying to use it. The investment side of the app, however, could use some work. I think maybe if you’re just buying stocks it is fine. Several numbers […]

Review by jamieslife
(2/5) September 2, 2025

Had you asked last week this would have been a 4-5. A retired computer forensic examiner. Not my first tech rodeo. Bank and app are great for savings management; OK and still getting used to odd bill paying, could be simpler. The issue is with those not so everyday, when you need them, YOU NEED […]

Review by Michael
(1/5) August 18, 2025

I haven’t had much experience with the bank but the app is way too crowded. The checking portion should be the first page and the ability to freeze your card should be easier and faster to access. currently, it’s extremely cluttered update: even worse than I thought. you have to reenter the debit card to […]

Review by Lashonda Mason
(5/5) September 14, 2025

I absolutely love this bank and investment company!!! I just started with them, it’s only been a few weeks and they have already raised my credit score a few points and gave me some of their points which added $10 to my checking account. I’ve never dealt with a bank like this. they have it […]

Review by James Konopinski
(4/5) August 21, 2025

minus one star for being a little too pushy with their offerings and having too much clutter (mostly with other things they want you to sign up for). BUT being able to have a bank account (that gives 4.25% APY to boot, at least if you go through Samsung), invest in stocks, IRAs, etc all […]

Review by Freddy L
(5/5) September 18, 2025

Excellent banking and investing app! By far one of the best banking and stocks investing apps I’ve ever used! It’s very easy to use and informative with regards to the stock market and building your financial future. I’ve yet to have any problems or experience any glitches. I have other apps for banking, but I […]

Review by Randa Perry (RandathePanda)
(4/5) July 30, 2025

The app works fine. It is user friendly and does the job well. My only complaint is mobile check deposit. Please send feeback to the actual bank, the app is great, no issues there. It should NOT take a week to clear a mobile deposit check in the year 2025. There are ways to verify […]

Review by Alaina White
(1/5) October 3, 2025

I used to like the app until I got a different phone and now I can’t get into my account because to reset your password they send a email that then wants to send a verification code to a number you don’t have and you can’t change your phone number. Plus no customer support at […]

Review by T.J. Ross
(1/5) August 30, 2025

I’ve had SoFi as my primary bank for around 3 years. Started out pretty great, I got some nice sign-up bonuses and was really impressed with how much I could do with one app. Then the cracks started showing. Savings APY started going down, which wasn’t a big deal for me, since I have another […]

Review by Matthew Robinson
(1/5) September 27, 2025

had an account opened for almost 3 weeks, have direct setup and all that, card still do this day has not been shipped. but hey there is a digital version right? wrong, you have a digital version but you can’t see the numbers for it so it’s unable to be used for bill pay or […]

Review by Leah Young
(4/5) September 20, 2025

My “dashboard” WAS just a bunch of offers for other products. My loan details weren’t front and center but it turns out my loan was simply too new. I’m editing my initial review to a higher score. I do wish they would have let me know to be patient to allow for things to be […]

Review by Chocolate Sun
(1/5) October 2, 2025

SoFi is usually very strict with charges they allow in your account especially if it’s a large amount. They text you things like did you authorize this $7.99 from Amazon? but for whatever reason this morning after I called and told them I had a negative balance in my checking account and didn’t know why […]

Review by Dustin Dugger
(1/5) September 16, 2024

Transferred everything to this bank, but for months now no matter what I do the Zelle transfer doesn’t work. It just says couldn’t verify my identity with no way to fix it. Been a pretty average bank in general, with a basic app that doesn’t fully work. Did the chat twice and talked by phone. […]

Review by Spence H
(2/5) October 2, 2025

I didn’t care for the $20 inactivity fee. I did not login for a couple years, hoping to see investment gains by setting and forgetting, and then found I had been hit with about $100 in inactivity fees that I wasn’t tracking. It seems a bit cluttered and not as intuitive to be able to […]

Review by Anthony
(5/5) October 9, 2025

Setting up an account was so easy! Could purchase stocks shortly after setting the account up. Just a reminder, there will be a three day hold on most the funds…they allow a certain amount instantly, but keep it in mind. Love the app so far! A suggestion: add a “notes” option for stock holdings and […]

Review by Donald Keys
(5/5) April 10, 2025

really happy with this app/bank. had a bank before sofi ( I will not mention their names) but my account was hacked 3 times!! I finally got fed up with them and switched. I’m so glad I did. the app is easy to use, and you also earn points, which you can redeem for cash, […]