Screenshots
Description
Been using SoLo Funds: Lend & Borrow for a couple months now. It’s basically a peer-to-peer lending and borrowing platform where you can get short-term cash advances or lend money to help others out. Pretty solid app if you’re into that kinda thing.
Here’s what you do: you can borrow up to $625 without a credit check. There’s also a SoLo Wallet feature, which is pretty cool. And you can lend money to other members – it’s a way to make a social impact and earn a return. Took me a while to figure some of it out but it’s actually pretty useful.
Look, if you need quick cash or want to earn a little extra by lending, you’ll probably like this. It’s not perfect – the app can be a bit buggy at times – but overall it does the job. Worth checking out if you’re into community-based finance.
Editor Opinion
So here's my honest take on SoLo Funds: Lend & Borrow. I've tested a bunch of finance and lending apps, and this one's a pretty solid option. The ability to borrow up to $625 without a credit check is a nice feature, and I like how you can also lend money to help others out. The SoLo Wallet is a cool addition too. But the app can be a bit glitchy at times, and it took me a little while to figure everything out. Overall though, it's a pretty good choice if you're looking for a peer-to-peer lending platform.
Pros & Cons
Pros
- Borrow up to $625 without credit checks
- Earn by lending money to help others
- SoLo Wallet for financial autonomy
- Free to use, no monthly fees
Cons
- App can be buggy and crash sometimes
- Takes a bit of time to learn all the features
- Interest rates on borrowing are a bit high
Specifications
| Updated | 03.10.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | Solo Funds |
| Android | Android 8.0++ |
| Package Name |
com.solofunds |
Ratings
User Reviews
Another update. So the app finally worked and I was able to get one loan and have since paid it back. However, when I started with SoLo months ago I...
I can't get you to accept my account. the system is tied into knots, and support never responds appropriately to my issue. you can't remove payment methods if they are...
A little annoying that direct deposit isn't available for funding loans yet since I had to sort out a disabled debit card first. Once all of the connection stuff is...
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App Permissions
This app requires 11 permissions to function properly:
Frequently Asked Questions
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