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Description
Been using Varo Bank: Online Banking for a couple months now. It’s basically a digital bank that’s got all the features you’d expect – early payday, high yield savings, credit monitoring, and more. Pretty solid app if you’re into managing your money on the go.
Here’s what you can do: there’s free online banking with no minimums or hidden fees, you can get free cash deposits and withdrawals, and there’s even automatic cashback. And it’s got a credit building feature too which is pretty cool. Took me a while to figure out but it’s useful.
Look, if you’re looking for a simple, no-fuss mobile banking app, you’ll probably like this. It’s not perfect – the app can get a little buggy sometimes – but overall it does the job. Worth checking out.
Editor Opinion
So here's my honest take on Varo Bank: Online Banking. I've tried a bunch of mobile banking apps and this one's pretty solid. The best part is the automatic cashback feature - you don't have to activate anything, it just gives you cash back on your purchases. The credit building tool is also a nice perk. On the downside, the app can be a bit glitchy at times and the selection of in-network ATMs is not as robust as some of the bigger banks. But for the convenience and lack of fees, I'd say it's worth giving Varo a shot.
Pros & Cons
Pros
- Free online banking with no minimums or hidden fees
- Automatic cashback on purchases, no activation required
- Handy credit building feature to help improve your score
- Free cash deposits and withdrawals at lots of ATMs
- Early payday is a nice perk
Cons
- App can be buggy and glitchy sometimes
- Limited selection of in-network ATMs compared to big banks
- Might take a while to get used to all the features
Specifications
| Updated | 04.10.2025 |
| Category | Finance |
| Age Rating | Everyone |
| Developer | Varo Bank, N.A. |
| Android | Android 9++ |
| Package Name |
com.varomoney.bank |
Ratings
User Reviews
No 24/7 support. They ask you several questions, sometimes the same question, different ways when trying to cancel and close out the account. Mandatory to set up direct deposit through...
Their customer service leaves a lot to be desired. There have been at least 5 instances when I needed to speak with someone immediately and have had to wait on...
App itself is wonderful, never had a issue as far as that goes. However, having to get a new card has been a nightmare and a half! Each time I've...
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