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Varo Bank: Online Banking

Varo Bank: Online Banking

Android Finance Varo Bank, N.A.
4.6 Popularity

Free online banking with cashback and credit building

System Requirements

Updated
October 4, 2025
Category
Age Rating
Everyone
Android
Android 9++
Package Name
com.varomoney.bank

So here's my honest take on Varo Bank: Online Banking. I've tried a bunch of mobile banking apps and this one's pretty solid. The best part is the automatic cashback feature - you don't have to activate anything, it just gives you cash back on your purchases. The credit building tool is also a nice perk. On the downside, the app can be a bit glitchy at times and the selection of in-network ATMs is not as robust as some of the bigger banks. But for the convenience and lack of fees, I'd say it's worth giving Varo a shot.

Manya Lyalya
AUTHOR: Manya Lyalya Editor, Grand Screen

Pros

  • Free online banking with no minimums or hidden fees
  • Automatic cashback on purchases, no activation required
  • Handy credit building feature to help improve your score
  • Free cash deposits and withdrawals at lots of ATMs
  • Early payday is a nice perk

Cons

  • App can be buggy and glitchy sometimes
  • Limited selection of in-network ATMs compared to big banks
  • Might take a while to get used to all the features
GOOGLE PLAY SCORE
4.6 /5
based on 243,206 reviews
Generally Favorable
92
MY SCORE
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Description

Been using Varo Bank: Online Banking for a couple months now. It’s basically a digital bank that’s got all the features you’d expect – early payday, high yield savings, credit monitoring, and more. Pretty solid app if you’re into managing your money on the go.

Here’s what you can do: there’s free online banking with no minimums or hidden fees, you can get free cash deposits and withdrawals, and there’s even automatic cashback. And it’s got a credit building feature too which is pretty cool. Took me a while to figure out but it’s useful.

Look, if you’re looking for a simple, no-fuss mobile banking app, you’ll probably like this. It’s not perfect – the app can get a little buggy sometimes – but overall it does the job. Worth checking out.

User Reviews

Dany Stasolla October 17, 2025

Works great until something goes wrong! It's good until you have a problem and then good luck getting anybody to help you. Phone support only handles a couple specific situations...

Sarah Lemons October 17, 2025

Their customer service leaves a lot to be desired. There have been at least 5 instances when I needed to speak with someone immediately and have had to wait on...

Amy Metcalf October 17, 2025

App itself is wonderful, never had a issue as far as that goes. However, having to get a new card has been a nightmare and a half! Each time I've...

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This app requires 22 permissions to function properly:

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