Home/Applications/Finance/SoFi: Bank, Invest & Loans
SoFi: Bank, Invest & Loans

SoFi: Bank, Invest & Loans

Android Finance Social Finance, LLC
4.2 Popularity

All-in-one banking, investing and money management

System Requirements

Updated
October 10, 2025
Category
Age Rating
Everyone
Android
Android 8.0++
Package Name
com.sofi.mobile

So here's my honest take on SoFi: Bank, Invest & Loans. I've tested a bunch of personal finance apps and this one's pretty solid. The feature set is comprehensive - you've got banking, investing, budgeting, and more all in one place. And the interface is user-friendly and the core functionality works well. Where it really shines is the investment tools - the stock trading is super simple to use. On the downside, I have noticed a few bugs and crashes here and there, and the premium membership feels a bit gimmicky. But overall, if you're looking to get your financial life organized, SoFi is definitely worth a look.

Manya Lyalya
AUTHOR: Manya Lyalya Editor, Grand Screen

Pros

  • Handles all your banking, investing, and money management in one place
  • Intuitive interface, easy to navigate
  • Commission-free stock trading is a nice perk
  • Helpful budgeting and spending tracking features
  • Secure and reliable for your financial needs

Cons

  • Premium membership feels a bit like a upsell
  • Occasional bugs and crashes can be annoying
  • Learning curve for some of the more advanced features
  • May be overkill if you just need basic banking
GOOGLE PLAY SCORE
4.2 /5
based on 47,724 reviews
Generally Favorable
83
MY SCORE
Hover and click to give a rating
?
Rate this app

Description

Been using SoFi: Bank, Invest & Loans for a couple months now. It’s basically an app that lets you handle all your financial stuff in one place – banking, investing, budgeting, paying bills, and more. Pretty solid if you’re looking to get your money stuff organized.

Here’s what you can do: you can easily send money to friends, deposit checks digitally, and track your spending with the built-in budget tools. It’s got commission-free stock trading too, which is pretty cool. And there’s this premium membership called SoFi Plus that gets you extra perks and rewards – took me a while to figure that out but it’s useful.

Look, if you’re into taking control of your finances, you’ll probably like this app. It’s not perfect – the app can be a bit buggy sometimes – but overall it does the job. Worth checking out if you want an all-in-one money management solution.

User Reviews

B B October 17, 2025

When this app works it's great. However there are issues. Such as when I took my payments off auto pay, my bank account doesn't show up as a payment option....

Jeremiah Horton October 17, 2025

The good is that there are tons of tools to use to keep your money managed properly. As time progresses, I continue to find flaws in the banking app, especially...

Terrence Winborne October 17, 2025

OMG, the notifications are extremely annoying. For stocks that I have no interest in at all. I go in the app to notification settings, and there's no option to turn...

Rate this app

Help others by rating key aspects of this app

Usability

50%

Features

50%

Design

50%

App Permissions

This app requires 18 permissions to function properly:

Photos

Data that may be shared with other companies or organizations

Crash logs

Data that may be shared with other companies or organizations

Diagnostics

Data that may be shared with other companies or organizations

Other app performance data

Data that may be shared with other companies or organizations

Name

Data that may be shared with other companies or organizations

Email address

Data that may be shared with other companies or organizations

User IDs

Data that may be shared with other companies or organizations

Address

Data that may be shared with other companies or organizations

Phone number

Data that may be shared with other companies or organizations

Other info

Data that may be shared with other companies or organizations

User payment info

Data that may be shared with other companies or organizations

Purchase history

Data that may be shared with other companies or organizations

Credit score

Data that may be shared with other companies or organizations

Device or other IDs

Data that may be shared with other companies or organizations

Files and docs

Data that may be shared with other companies or organizations

App interactions

Data that may be shared with other companies or organizations

Contacts

Data this app may collect

Other financial info

Data this app may collect

Frequently Asked Questions