I’ve been using GO2bank: Mobile banking for a couple months now. It’s basically a free banking app that doesn’t nickel and dime you. You can get your paycheck up to 2 days early, withdraw cash for free at their ATM network, and earn 4.5% APY on your savings. There’s also an optional overdraft protection program and you can even get a secured credit card to build your credit. It’s got a pretty slick app too – looks good and works smoothly.
Here’s what you can do: deposit checks, pay bills, send money to friends. There’s also a savings account that earns a nice 4.5% interest rate, which is pretty sweet. And the overdraft protection is clutch – you can get up to $300 in coverage after you set it up.
Look, if you’re looking for a simple, no-nonsense mobile banking app, GO2bank is worth checking out. It’s not perfect – the $5 monthly fee if you don’t have direct deposit is kind of annoying. But overall it does the job and I’ve had a good experience so far.
