Reviews for Chime – Mobile Banking

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20 reviews

Review by Dereck Isom
(3/5)June 8, 2025

I’ve had a great experience with Chime, up until recently. I received an unrecognized charge from “Playstation” that I disputed. There were no transaction details, and I never received an emailed receipt. Update: Still, it’s a mostly great experience with Chime. However, I’m still irritated with customer service. It would be nice to be directed […]

Review by Blake Harris
(1/5)May 29, 2025

Everything was going great until I tried to receive an ACH transfer. It just wouldn’t work. Plus they changed the limits and some rules. I might just stop using this. What a shame. It seemed great, but if venmo can do something that this app can’t, then just hang it up. This app unfortunately looks […]

Review by Nathaniel Moore
(1/5)September 24, 2025

customer service is unable to do pretty much anything on my account because of “security reasons”. two different issues, both times they were unable to assist me. both times it stopped me from accessing my money. this is now the third time its happened. honestly, theyve gone WAY down hill. like most companies, they care […]

Review by Marcus McCauley
(4/5)August 18, 2025

chime has been great, the only reason I gave it 4/5 instead of 5/5 is because they could definitely improve their customer service. sometimes it’s great, not difficult to use and gets what needs to be done taken care of. other times it’s slow, doesn’t solve the problem and you have to talk to them […]

Review by Nunya Business
(3/5)September 14, 2025

in terms of bank statements and such this app is top notch but there’s not a lot of info for any of the buttons on the app. i accidentally signed up for a credit builder card just trying to get them to tell me what it does. its a debit card linked to your credit […]

Review by Grace McFarland
(5/5)July 18, 2025

I couldn’t say enough great things about chime, ever. I am so thankful for them , I’ve been with them three years I guess now I wouldn’t use any other banking. they are so handy with a number of useful options. saving checking credit building spot me my pay, advance when needed. ability to move […]

Review by Rhyno Gaming408
(3/5)July 24, 2025

Everything works fine except for depositing a check for some reason. I scan the front of the check like instructed, then it will tell me to sign the back of it, and I press the “it’s singed” button, but it doesn’t do anything the app just freezes. I cleared the cache, and I uninstalled and […]

Review by Alan Blaine McIntyre Jr.
(2/5)August 13, 2025

not too bad for most of the features but don’t ever, I repeat, EVER, deposit personal checks as they claim it’ll be available in 5 business days. I’m now on day 6 and all they say they can do is document my problem. mind you, I needed the money when they said it would be […]

Review by Shayla Campbell
(2/5)August 22, 2025

I used to love this platform now it’s always an issue! I utilize my pay but now because I’ve had two weeks of checks smaller than usual it isn’t allowing me to access it. It would be understandable if the guidelines didn’t clearly state that it would be available as long as you’ve had a […]

Review by Susan Moseley
(3/5)September 10, 2025

I’ve been with chime for 3 and 1/2 years and I do really love all of the features of a bank account that they provide. this app is just really hard to navigate sometimes though. I habitually lock my card, but it takes a good 5 minutes to load up and then I have to […]

Review by Mr C0de
(1/5)September 10, 2025

This service is garbage. I can’t add virtual cards to Google Wallet, they are stuck in the loading screen. I can’t see my card numbers in the app. This is the only banking app that I have problems with, and I have twenty cards and bank apps. Go figure this out. I opened an account […]

Review by Devyn Bytendorp
(5/5)August 19, 2025

I love this banking app! No fees for overdraft, I get paid 2 days earlier and if I need a payday advance, they do that too, without fees! The app is easy to use, the layout is easy to navigate. You can even deposit paper checks to your account, from your phone! They also have […]

Review by Curtis Kuster
(4/5)October 5, 2025

With the new mostly digital banks and credit unions these days, you’d think processing on at least debit and deposit would be near instantaneous. Other than that though, it was easy to set up and quite useful when you need it. I still have yet to try any of their perks, so this review is […]

Review by Thao Meng (Google Developer)
(1/5)September 22, 2025

Chime is not recommended for it makes things only harder for you and it only wants to show you some ads and has a weird way of using credit card and debit card. requiring you to transfer money from one card to the other in order to use it and as the card labeled credit […]

Review by hu trillz
(2/5)October 2, 2025

2 years later from when I called out this issue and no change .. I believe that most people would agree that when viewing “Transactions” whether in credit builder or checking account, it should show us our total balance at-the-time, below the amount of the transaction. For instance, if I had $23 then spent $5, […]

Review by Luke Kahlor
(1/5)October 2, 2025

The limits make this app basically useless. They want your direct deposit but they also wanna control how you spend/send money. trying to use it as an alternative to cash app and it just can’t. I can’t pay bills from it because thr limits I can’t even transfer via debit card more then 700 bucks. […]

Review by Sara
(1/5)December 19, 2024

Not an accurate reflection of account activity. Personal experiences: Account will be refunded, and the next day, it dissappears, or I’m waiting on a refund & 2 wks later the app still doesn’t show it nor my funds but a team member confirms I received it after only 3 days. I’ve had disputes not show, […]

Review by Georgeanna Thomas
(1/5)October 3, 2025

This is one of the stupidest things I have ever done.There are a lot of places that accept debit cards as opposed to a credit card or; car rentals,etc. They accept debit cards, unless it’s Chime that is And they promised a nice bonus if you had a direct deposit within,45 days. Mine was done […]

Review by Danielle OKeeffe
(1/5)October 5, 2025

Do not, under ANY circumstances, use this app. I opened it so I could set aside money for a trip, but my last transfer has been held for almost a week now with no plan to release them. Everytime I call you get an update the information changes. I even tried canceling the transaction so […]

Review by Justice Stewart-Chase
(4/5)November 27, 2024

I’ve been using Chime for years, and it’s such a great banking app. No transfer fees, no overdraft fees, fee-free atms all over the place, direct deposit is lightning fast, and the user interface is fairly manageable. The one issue I’ve had recently, I’m not sure if it was with the last update but, there’s […]