Reviews for Current - Mobile Banking

So far, I haven’t had any issues. There is a small fee to deposit physical money into the account, which for me isn’t a big deal since I have direct deposit anyway. The biggest thing I like about the app is that after you establish direct deposit, you gradually are allowed for overdraft (which is […]

The app itself is beautiful and easy to use. With regard to Current as a banking service. I love the 4% interest on the savings pods. There are two things that I think need improving. First is, the bank to bank transfer time is very slow despite a 1-2 day promise. Ally to SoFi – […]

So apparently, the app doesn’t allow app based phone numbers. But it lets you enter one for your information. But they recently changed it to where it won’t accept that number anymore at all when i’m trying to log in. I’ve been locked out of my account, and talking to customer service, just to have […]

Better than most on-line banking apps. However, it is confusing on how they do their current credit cards and credit building process. I researched all of the information available online, and it still didn’t quite make much sense. Other than that, it’s a good card to get. Nothing special over the others, just different tiny […]

Sat on this for a while hoping it was just a bug with the app. Used it for a minute and never had a problem until the beginning of this year. Won’t let me log in, keeps saying session timed out and to log in again. I do that, even wait a bit, even uninstalled […]

BEWARE!!! They charge fees for just being a customer each month but then also charge fees to add money each time. Additionally, when you add money it takes upwards of 1 week before you can see or have access to your cash. The app is constantly glitching and customer service is NO help. I don’t […]

I selected a free account during sign up, except I was immediately issued a premium card and signed up for premium checking. Don’t link your bank during sign up as you may be charged for the wrong account type! Edit: Support did indeed help me get my plan changed quickly, but the screen for selecting […]

Horrible… Started out great, I definitely enjoyed it. Then, out of nowhere my card was suspended while trying to transfer money between my bank card and current. There was no explanation as to why and when I called the number on the back of the card an automated voice stated my card was under review […]

You won’t find CDs, mutual funds, or other “advanced” banking here, but if you’re looking for a simple, easy to use online bank that doesn’t charge insane overdrafts and is actively expanding options for customers to save and even earn money, Current is the way to go. The lack of security features like 2FA do […]

Great. I screwed my credit up years ago, when I was deep in drug use. I couldn’t get a bank account or anything so I went with this over chime, and Its amazing they help you build credit on the app. You can deposit money at stores using the barcodes, then when you buy something […]

Current provides services that’ll leave you with a smile and much more. There’s no hidden fees, instant free cash transfer, and dual card account (and still, simply differ from each other). The credit builder idea is excellent!!! I would recommend this app to those that is tight on money and needs to free sign up […]

Great service, if you love waiting 8-12 days for your money to be available for use. The line they feed you at the beginning that funds will be available quicker after you use the service for a little while is BS (or by ‘little while’ they mean more than 8 months). Also there’s no way […]

I thought it was great at first until few days later a foreign fee popped up for every single transaction I had made ranging from 15 cents to over 50 for every single transaction. not to mention you can link to PayPal and venmo but can’t transfer anything from current to other accounts unless via […]

Easy to use, no major issues with sending and receiving money from direct deposits. Transferring money from this account to another bank or vice versa, is easy to do. The three savings accounts that come with the account, are nice to have. When you have money coming out of your account for bills, you get […]

volatile. The Build Card and easy to use interface make Current a solid option. Unfortunately, they are entirely too volatile when you have options like Varo, who is an actual bank bound by rules and regulations. Despite never missing a payment, or paying late, they reduced my cash advance by $500. Customer Service responds with […]

amazing! I could NOT get a credit card for a long time due to having no credit. I had no activity on my credit for 7+ years so everything was blank. I couldn’t get any credit card to approve me. I found Current and have been building my credit ever since. this app is so […]

Check Advance is terrible DO NOT use this feature if you plan to get the same amount next payday. You will be taken to a lower amount without any kind of notification or warning when it happens. Then, potentially be out hundreds of dollars you were depending on. No other bank I have heard of […]

Customer service is sub-par. They give you a textbook answer if you have an issue and then claim they can’t do anything. I have increased my direct deposit every pay period, and they are inconsistent with payday advance limits. On two occasions, they increased my limit and then reduced it even with increased deposits. They […]

Almost perfect banking! The app covers nearly all my needs. There are no monthly “maintenance fee” anymore, Overdraft protection is awesome, and the fee free ATMs are awesome. I love they added within the year for connection with plaid services. Things to work on is to get our Debit Cards to work with Zelle and […]

Really disappointed in this app. I set up direct deposit and everything (for reference, I make six figures a year) and the advance offered to me was a meager $50 instead of anything close to the $500 advertised. In addition to that disappointment, the app is constantly sending notifications about features that are now available […]