So far, I haven't had any issues. There is a small fee to deposit physical money into the account, which for me isn't a big deal since I have direct deposit anyway. The biggest thing I like about the app is that after you establish direct deposit, you gradually are allowed for overdraft (which is overdrive here) and there isn't a fee for it which is nice. I would recommend if you're looking for a mobile banking type app to manage your money.
Rick Noelle
The app itself is beautiful and easy to use. With regard to Current as a banking service. I love the 4% interest on the savings pods. There are two things that I think need improving. First is, the bank to bank transfer time is very slow despite a 1-2 day promise. Ally to SoFi - 24 hours, Ally to Current - 4 to 5 days. That is very annoying. Where is the money in this "float" period. Second, Current needs a web application as well, in my opinion. Being limited to mobile is not ideal.
Ben Gutoski
So apparently, the app doesn't allow app based phone numbers. But it lets you enter one for your information. But they recently changed it to where it won't accept that number anymore at all when i'm trying to log in. I've been locked out of my account, and talking to customer service, just to have them do nothing at all, and stop answering me completely every time. That's ridiculously poor customer service to leave someone unable to access their bsnk account completely. Still can't get in
Nicky Clegg
Better than most on-line banking apps. However, it is confusing on how they do their current credit cards and credit building process. I researched all of the information available online, and it still didn't quite make much sense. Other than that, it's a good card to get. Nothing special over the others, just different tiny perks or ease of using the app.
Anomaly
Sat on this for a while hoping it was just a bug with the app. Used it for a minute and never had a problem until the beginning of this year. Won't let me log in, keeps saying session timed out and to log in again. I do that, even wait a bit, even uninstalled and reinstalled. It also won't let me try any other way to log in aside from my number either. Not a problem w the card being expired bc I can still be sent money and subscriptions still draft. Can't even open it and contact any support.
Tasha Bramwell
BEWARE!!! They charge fees for just being a customer each month but then also charge fees to add money each time. Additionally, when you add money it takes upwards of 1 week before you can see or have access to your cash. The app is constantly glitching and customer service is NO help. I don't understand how you can deal with people's money yet the only way they can contact you is through chat!!!
Chris Turnage
I selected a free account during sign up, except I was immediately issued a premium card and signed up for premium checking. Don't link your bank during sign up as you may be charged for the wrong account type! Edit: Support did indeed help me get my plan changed quickly, but the screen for selecting different account types hides the basic plan. When you do see the basic plan, there is no possible way to select the wrong one. There was no user error on my part.
Cat B
Horrible... Started out great, I definitely enjoyed it. Then, out of nowhere my card was suspended while trying to transfer money between my bank card and current. There was no explanation as to why and when I called the number on the back of the card an automated voice stated my card was under review and someone will be reaching out soon. It's been several months and so far I have heard nothing. I also have money still on my current card that I can't use or withdraw. Don't waste you time.
T. L.
You won't find CDs, mutual funds, or other "advanced" banking here, but if you're looking for a simple, easy to use online bank that doesn't charge insane overdrafts and is actively expanding options for customers to save and even earn money, Current is the way to go. The lack of security features like 2FA do concern me a little, but that's truly the only complaint I've had with Current in the 2 years I've had it.
Ricky Webster
Great. I screwed my credit up years ago, when I was deep in drug use. I couldn't get a bank account or anything so I went with this over chime, and Its amazing they help you build credit on the app. You can deposit money at stores using the barcodes, then when you buy something it essential uses. Your card as a credit card. But sets the funds to the side to pay the bill. It's really awesome
