Reviews for Debt Payoff Planner & Tracker

This app is great!!!! Highly recommend for those of us trying to go through a plan to get debt paid off. (FPU for example!) However, there are a couple of bugs in the application... 1. It tends to lock up. 2. There's something weird with the date when you edit the payments. It won't save the date unless you calculate or use the other option (which I can't remember what it is right now) within the edit functionality. Once you understand the issue, it's easy enough to work around though.

I've used this app off/on for years bc I love the easy navigation & that it didn't/doesn't require a subscription to use the basic features. With the current version, I find it difficult to add extra payments. Recurring payments are easy. I watched the video, which said to select the toggle to make an extra payment, but there isn't a toggle on my screen, so idk if that's a paid feature? I still give it 5 stars bc they do let you access the old version that's easier to do the extra payments.

I bought the paid version and I can't update my information. When I try to mark things as paid it just spins and loads for 5 minutes before I keep giving up and closing the app. I also want to be able to delegate what my extra payments go towards as I don't strictly follow snowball or avalanche payoff methods. Overall I wish I hadn't bought the upgrade because it doesn't seem to do anything any different and the app doesn't actually allow me to mark items as paid.

Love the app! Can't tell you how many times I've written down my debts and lose the paper to just have to write it all down again! One thing I noticed was when I searched Q&A looking how to add a charge it said to add a negative to the amount but the there's no option to put the - negative sign in. I type it out (-65.00) somewhere else, copy, paste it in. I don't know if that has anything to do with my phone or if it's not on the app. love you guys! ❤

This app is fine, but it's way too manual. Every time you make a payment/purchase you need to go in and update, not to mention that in spite of adding an APR rate upfront to credit cards/loans, it doesn't auto-add apr to your total, so it appears to be paid down more than it is. I'm using the free version, so maybe these issues are fixed with a premium subscription. Even so, making your free version half baked doesn't entice users to purchase.

This is a great app! You put in your debts individually and your minimum payments. It helps you keep track of payments and you can see your balances go down. It tells you which bills to pay, how much, for how long and where your extra money should go. It also tells you when each bill will be paid off and how long it will take to pay everything off using the amount of money you designated. I use the free version and I have found it very helpful... and motivating!

Just downloaded this app. So far i like the setup. Very easy to use and add cards. I love the pie graph. It helps me, as well as the users see what cards need to be worked on according to their preferences of the snowball/avalanche methods or chip away small amounts little at a time. I havent purchased the subscription yet. I wanted to see how the free version measures up to what the desciption says.

Been using the app for a while. The interest doesn't seem to actually add to the total which makes it pretty pointless. I had forgotten to do payments on the app for a few months and the amount owed never moved. It also means you have you manually figure out principal payment yourself which is a hassle, so I have to do some math to figure payments every month to get the right remaining balance. A bit disappointed. Also a quick pay button ((minimum owed or something) would have been nice.

I like it so far. Might take a few months for me to see how much I like it. I wish there was a one time fee for the pro instead of another subscription. The one major issue I'm having is the calculation of min payment and extra payment towards a debt doesn't seem to calculate correctly. It's showing that it's short. Ex. Is $155/min +$500 extra but wants me to pay $755 total for the month? There doesn't seem to be a way to change it either.

I love this app!! I have all my debts listed and have put a snowball option on them, that shows me that I will be out of debt in 8 years ( including my house)! I never could figure out how to calculate that on my own. And entering new payments made is a breeze, I feel like I'm getting somewhere! I get weekly emails showing how much I have paid during that week and it's nice to see that amount because I never tracked that before. I love this app!!