Reviews for Debt Payoff Planner & Tracker

This app is great!!!! Highly recommend for those of us trying to go through a plan to get debt paid off. (FPU for example!) However, there are a couple of bugs in the application... 1. It tends to lock up. 2. There's something weird with the date when you edit the payments. It won't save the date unless you calculate or use the other option (which I can't remember what it is right now) within the edit functionality. Once you understand the issue, it's easy enough to work around though.

I've used this app off/on for years bc I love the easy navigation & that it didn't/doesn't require a subscription to use the basic features. With the current version, I find it difficult to add extra payments. Recurring payments are easy. I watched the video, which said to select the toggle to make an extra payment, but there isn't a toggle on my screen, so idk if that's a paid feature? I still give it 5 stars bc they do let you access the old version that's easier to do the extra payments.

I bought the paid version and I can't update my information. When I try to mark things as paid it just spins and loads for 5 minutes before I keep giving up and closing the app. I also want to be able to delegate what my extra payments go towards as I don't strictly follow snowball or avalanche payoff methods. Overall I wish I hadn't bought the upgrade because it doesn't seem to do anything any different and the app doesn't actually allow me to mark items as paid.

Love the app! Can't tell you how many times I've written down my debts and lose the paper to just have to write it all down again! One thing I noticed was when I searched Q&A looking how to add a charge it said to add a negative to the amount but the there's no option to put the - negative sign in. I type it out (-65.00) somewhere else, copy, paste it in. I don't know if that has anything to do with my phone or if it's not on the app. love you guys! ❤

This app is fine, but it's way too manual. Every time you make a payment/purchase you need to go in and update, not to mention that in spite of adding an APR rate upfront to credit cards/loans, it doesn't auto-add apr to your total, so it appears to be paid down more than it is. I'm using the free version, so maybe these issues are fixed with a premium subscription. Even so, making your free version half baked doesn't entice users to purchase.

This is a great app! You put in your debts individually and your minimum payments. It helps you keep track of payments and you can see your balances go down. It tells you which bills to pay, how much, for how long and where your extra money should go. It also tells you when each bill will be paid off and how long it will take to pay everything off using the amount of money you designated. I use the free version and I have found it very helpful... and motivating!

Just downloaded this app. So far i like the setup. Very easy to use and add cards. I love the pie graph. It helps me, as well as the users see what cards need to be worked on according to their preferences of the snowball/avalanche methods or chip away small amounts little at a time. I havent purchased the subscription yet. I wanted to see how the free version measures up to what the desciption says.

Been using the app for a while. The interest doesn't seem to actually add to the total which makes it pretty pointless. I had forgotten to do payments on the app for a few months and the amount owed never moved. It also means you have you manually figure out principal payment yourself which is a hassle, so I have to do some math to figure payments every month to get the right remaining balance. A bit disappointed. Also a quick pay button ((minimum owed or something) would have been nice.

I like it so far. Might take a few months for me to see how much I like it. I wish there was a one time fee for the pro instead of another subscription. The one major issue I'm having is the calculation of min payment and extra payment towards a debt doesn't seem to calculate correctly. It's showing that it's short. Ex. Is $155/min +$500 extra but wants me to pay $755 total for the month? There doesn't seem to be a way to change it either.

I love this app!! I have all my debts listed and have put a snowball option on them, that shows me that I will be out of debt in 8 years ( including my house)! I never could figure out how to calculate that on my own. And entering new payments made is a breeze, I feel like I'm getting somewhere! I get weekly emails showing how much I have paid during that week and it's nice to see that amount because I never tracked that before. I love this app!!

I've been using this app to manage my budget and debt payoff. it's amazing. really helping me stay on track with managing my spending. helps me focus on my success of paying down debt with a realistic goal. I find myself checking on a daily basis. Best tool I've used in a long time. I did go pro so could see on multiple devices. It was only $24 a year, $2 a month. But there is also a free version!

I tried this app out as I saw it reviewed on some online magazine thing. tried out the free version and it worked out pretty great but in my case was limited with the # of debts I can do and I really wanted to see the breakdown of all payments to better plan how it all out.. it is definitely simple to use. shows a great amount of detail for the individual debts (provided you can find that info). If you want a visual reference to how you are doing, get this app. the paid version is worth it.

This app is great, but could use some improvement. For starters, it would be awesome if you could select multiple bills when marking something as paid, of you dont mark things paid right away you have to mark each item individually with a painful loading time for each one. Second, it would really help if we could track fixed bills as well, not just debt. Other than this, the app is fantastic and helps me keep track of all my (large) debt in one place.

This thing just will not reduce my balance even after logging a payment, the process for which is overly complicated, opaque, and tedious. I will be looking for a different app to track the rest of my balance. All I wanted was an easy way to track my debt repayment and this is literally everything but easy.

I have loved this app and even subscribe to the pro version. I like being able to track my debt and see the progress and ways to pay it off faster. Unfortunately the latest update has made me unable to track and complete my payments, which will really hinder the progress as I will have to manually update all of my debt categories at the end of each month. It will make it much less efficient. If it continues to be an issue I will likely not renew my subscription when the year is up.

This app has no way of adding income. It's telling me I'll have my mortgage paid off in 8 years, yet I never once added my paycheck anywhere. I even have the paid version and still can't figure out where it's getting my income from. I wish I could get a refund. Do not purchase this app. The graphics look nice, but this is not intuitive or helpful.

the app was working great until I got an error message after adding an extra payment. now my payoff progress is the only thing that shows up. tracking and payment plan is now asking me to add my first debts despite them being there in my payment progress bar. closing the app and logging into the computer didn't help. I paid for a subscription, so I'm very disappointed.

I like how easy it is to follow. There is a lot of upfront data to enter. Once that's done, you have a plan to get out of debt. One thing that would help is a way to link the app to a calendar so you could get payment notifications. Improvements Needed 1. A way of adding pay in four, 2. A way to add income to see debt to income ratio for various categories like housing. 3. A way to enter annual fees into credit card information so those are not missed.

I needed a place to track & organize expenses. I had 10 debts listed, and have paid off most, leaving only mortgage, car note, etc. I recently looked at my app after paying off a cc, and saw there is a limit of 4 debts now. To add more, you need to pay for Pro. So: house, car, student loan, credit card. There are great features included in Pro, like expenses, debt/payment breakdown, etc. I did learn a lot from the free version and it made getting out of debt feel possible and rewarding.

It uses automated math, adding to minimum payments when adding loans. I added a $200 minimum weekly payment, and it changed it to 205 in subsequent weeks. The change only got bigger when I added more loans. If it weren't so cheap for the annual subscription, I would have gotten a refund. I likely won't renew unless they make it more friendly for people who want to use it as a simple amortization/ snowball tracker.