Reviews for EarnIn: Why Wait for Payday?

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20 reviews

Review by JustJacki JustMe
β˜…β˜…β˜…β˜…β˜… (5/5) September 4, 2025

I’ve only used it a couple of times so far, but haven’t found anything negative to speak about in that short time. They have a reminder that tips help keep their service free and I have no problem with that. In fact I appreciate it because I always forget. They give a subtle hint as […]

Review by T Casaus
β˜…β˜…β˜…β˜…β˜… (5/5) July 23, 2025

I can’t believe my beginning advance is $50! I’ve been with Dave for nearly a year and still only get $25! If I’m even eligible! I highly recommend Earnin! No hidden fees! You have an option of adding a tip to pay it forward to others looking for help with advances but not necessary to […]

Review by Robert Morreall
β˜…β˜†β˜†β˜†β˜† (1/5) August 22, 2025

They kept putting tons of pressure on me to sign up for direct deposit on the app and assured me it wouldn’t change anything. So I did. As a result, my pay did not get deposited on time and I received over $200 in overdraft fees. They assured me they would wave the $3 fee […]

Review by Chloe
β˜…β˜†β˜†β˜†β˜† (1/5) August 28, 2025

I have been consistently using this app for at least 3/4 years. I would tell you not to download because in all of my years of using this app it seems the app is in control of it all and the support team has nothing they can do to help fix it, They cant help […]

Review by Lily P.
β˜…β˜…β˜†β˜†β˜† (2/5) August 23, 2025

I recently changed my review from a 5 star down to a 2. Ease of use is the same but they have become inconsistent with how much they allow you to borrow. The system arbitrarily reduces the amount available for transferring out by $50. From one pay period to the next, you never know how […]

Review by Ed Kolis
β˜…β˜…β˜…β˜…β˜… (5/5) September 13, 2025

This one is really legit. The advance limit is generous and can increase as you continue to use the app. Fees are optional if you are willing to wait a day or two for your advance. Repayment is always on payday. My only complaint is that there’s a daily limit of $150 in addition to […]

Review by Smartfire
β˜…β˜†β˜†β˜†β˜† (1/5) August 15, 2025

trying to get out from under this predatory app. it was great at first but now not so much. limit borrow amount then they want tips and lightening fees. but then when it’s time to pay they take the whole sum back and you cannot do one withdrawal. and now they cut the amount you […]

Review by Jeremiah
β˜…β˜†β˜†β˜†β˜† (1/5) September 2, 2025

They mess with your max constantly and say they can’t fix the changes to the limit, when they’ve changed it for me before. I had an issue with my account and they had a ” specialist ” look it over and verify that there indeed was an issue. after that my Max was raised and […]

Review by Sherell Palmer
β˜…β˜…β˜†β˜†β˜† (2/5) August 14, 2025

my review was a 5 star. I’ve raved about this app even told coworkers and friends, its helped me in some of my worst times. But literally aggravated with whats happening. My payments have been on time, even my account balance hasn’t changed very much. Yet every week for 3 weeks now its gone down […]

Review by Jack
β˜…β˜…β˜…β˜…β˜… (5/5) July 27, 2025

UPDATE: Customer Service got me sorted, and the app has been great ever since. It’s really saved me on multiple occasions. I couldn’t even get signed up. It detected my accounts, but when I went to enter my account info and save, it just kicked me back to the screen prompting me to enter my […]

Review by Nicole Parsons
β˜…β˜…β˜†β˜†β˜† (2/5) August 12, 2025

I’ve used the Earnin app for a while now and I’ve never had this many problems opening the app itself. Yeah I can log in on the website but to really do anything I need the app. I was able to open the app briefly a couple days. I got my advance which is great! […]

Review by Douglas Fairchild
β˜…β˜†β˜†β˜†β˜† (1/5) September 28, 2025

ok well let’s see. this app claims to track your pay and lets you access it early. Not really the case for me. I have a check arriving in 1 business day that will be just shy of $3000. My pathetic max has been $100 and not moving. they charge a fee to send money […]

Review by Tam MT
β˜…β˜†β˜†β˜†β˜† (1/5) October 9, 2025

UPDATE: of course no one helped me with this situation. They deleted my account and now I can’t connect my bank because it’s still connected to my old account that they deleted. I’ve emailed them I’ve contacted customer support on the app and no one helped me in this situation. I’m actually confused of how […]

Review by Jessica Marrero
β˜…β˜…β˜…β˜†β˜† (3/5) September 29, 2025

It’s helped me out when I needed it but taking 2 stars off for 2 reasons. First, I’ve never missed a payment yet my amount has gone down from 750 to 250 which I’m sure eventually will get to the lowest. It makes no sense at all. So I stopped tipping. Second, they should make […]

Review by Daniel
β˜…β˜†β˜†β˜†β˜† (1/5) October 10, 2025

The app works. I want to warn people that in order to even raise your max you have to route your bank account. I’ve tried over and over to raise my max by having over $1000 in my account. They stated it needs to be routed to THEIR bank they wanted me to open an […]

Review by CRice I’m not a pro
β˜…β˜…β˜†β˜†β˜† (2/5) October 5, 2025

I started with $600. it dropped to $200 for 2 weeks and change to $350. I have not use this app in about a month now. They will probably say something about spending habits but that’s not true because nothing changed when i had 600. I make more money now. Im unlink all my bank […]

Review by Chris Dorn
β˜…β˜…β˜…β˜…β˜… (5/5) May 23, 2025

As someone who has recently been through a rough patch financially, I’ve used pretty much ALL the available cash advance apps. There are ones that legitimately work well, ones that work but could use some improvements, and ones that failed to work at all. EarnIn is easily one of, if not THE, very best on […]

Review by Rakai
β˜…β˜†β˜†β˜†β˜† (1/5) October 3, 2025

This app is pretty great for helping in a pinch. However, my biggest issue is that if a repayment processes on your end, it may not process for them. During a long conversation with Support, I had to jump through hoops after already providing what Support was asking of me only to be prompted to […]

Review by Ghastly Sunflower
β˜…β˜…β˜…β˜†β˜† (3/5) October 30, 2024

Don’t know what happened, used this all the time. Then, two weeks ago, it kept telling me my bank credentials were wrong. Once it stopped doing that, it suddenly stopped working again. Contacted support, and the app was saying it was connected to my savings even though it showed my checking account was linked. Cashed […]

Review by Brent Howard
β˜…β˜†β˜†β˜†β˜† (1/5) January 24, 2025

So I’ve had this app for about a year or more now. I never had any issues using it. I would borrow and payback on time. My borrow amount even went up after a while. Even if my bank account was in the negative already or the amount that I borrowed came out and put […]