Reviews for OneMain Financial

The app does not update half the time, so you don’t know when a payment is due. The people that works there, well let’s put it this way, when you call to make a payment then they try to get you to make an online payment instead of trying to help you.

I do believe it is very very sad that a loan officer can fraudulently lie about about a loan they sold you and you’re stuck with the highest interest rate in the nation. A title loan is where you turn over a title like selling your car and you have to finance your car which […]

Very rarely does it give me the option to pay with my debit card. When I try to make a payment with my actual bank account it tells me that it’s not a valid account. So I have to call and give them my debit card infor EVERYTIME because even though they save my card […]

I was told I would be coming into the office to sign paperwork for a 14,000 debt consolidation loan to make all my credit card payments easier to manage and when I got there they would only approve me for 4000 with a lien on my car leaving me with an additional payment instead of […]

I was once a customer who paid off the entire loan off before the borrowed length time. I went back for another loan much less than the previous loan and was told this time by the Uvalde branch I needed to secure it with the title of my car. Same credit score no missed payments […]

The app is no longer working for my Google pixel 8 pro. I have cleared cache and data for the app. I also uninstalled and restarted my phone then reinstalled and it still has the same issue. The app loads to a all white blank screen and does nothing. I now have to use my […]

I pay $462 a month, the statements show only $10-30 a month going towards the loan principal making over $400 a month INTEREST. all I can do is hope that at the end of the 5 year term the loan is paid off but I don’t see how that’s going to happen at this point! […]

Onemain Financial themselves is not bad. The app has been changed completely, and I think I understand why, however, it has made it much harder to get a hold of anybody through the app. They should have just said if you have any questions or concerns contact your local branch. You can only check your […]

It used to be good and do what its supposed to. but lately it has been faulty, i try to go to account details and it errors me, i try logging in with biometrics, works after I put a password, and try logging in within the same hour, 2 days go by, and suddenly it […]

One main is not interested in letting you out of your loan or honoring their commitments. I took out gap insurance, unemployment,etc., so when Covid hit, my employer laid us off for 90+ days. A rep emailed a form for me to fill out and fax the form to them to make the payments until […]

One main was quickly and easily able to get a personal loan done for me when no one else would give me a loan due to my credit score. Yes the interest rates and apr are a little higher but the process was easy and there were no prepayment penalties. Fast and quick service. I […]

The One Main app is convenient to use. I appreciate being able to see where I am in my repayment process. The site is pretty user friendly and helps me accomplish what I need to easily with little trouble. The only thing I would change is the coloring and font on some of the options […]

Need to have more options to pay. The people who get these loans are struggling and most likely only have prepaid debit cards or cashapp cards, etc, and if their cards get declined, then who’s fault is that really? 🤔 I have bank account but I have certain accounts like cash app, PayPal, and a […]

App is ok, but doesn’t give all the features of the website. I rate it as 1 star because I would NEVER recommend this place for a loan! Not even to my worse enemy! 😠 They are the biggest rip offs there is! You can make a $200. payment & not even half goes to […]

Very disappointed Vantage score has not updated over a year. Causing my interests rates to be higher than my principle payments. I have a good credit score now of 700. I am on time every month with this bill and all others for years now, never late or missing. Very unfair to us. Seems many […]

App is not usable nor is desktop site. Have been trying for 2 days to make a payment. They state they have an interactive payment line. NO you have to talk to someone. I’m sorry I can’t spend my whole lunch dealing with these people just to make a payment. They don’t answer when you […]

This is the first time I have been able to use the app to make a payment. Usually it either crashes completely or says something went wrong and to call. I work 12 hour shifts 4-5 days a week. When I get out of work they are closed. I can’t call during work hours. I […]

Excruciating horrible customer service. This company is a joke. “We see more than your credit score” false advertising. I have used them for two loans and now all of a sudden they can’t do a third loan because my paycheck has to many deductions. What a joke. I have probably used them a good 4 […]

The app is basically broken, and it only gets worse every time they “update” it. Doesn’t recognize your device no matter how many times you’ve logged in from it, forcing you to always use a verification code, which works maybe half the time. All of this occurs only if the app actually let’s you log […]

Quick and easy to get a loan. Staff are friendly, though they upsell like crazy. Only thing that annoys me about this place over other places is that they don’t give you your actual loan amount you owe. The app gives you the total loan amount with calculated interest if you just make your monthly […]