Reviews for PREMIER Credit Card

I’ve had their credit card for three year I’ve always paid my bill on time. and not once have they increased my balance . 200 isn’t worth using and you if you use more than 30% it hits your credit. so what’s the use in having the card. and my credit scores or 670 and […]

I totally agree with Isis Ankara. I have had this card for several years now. No automatic CLI. If you request for one you have to pay a certain percentage for the amount you’re approved for. They will eventually offer you another card as a way to give you more credit. However that comes with […]

I ended up canceling the account completely, there’s was no option for auto payments, the app kept logging me off and locking me out, I was keeping the card to build up credit and pay the monthly fee but with all the hassles it involves its not worth to keep it. I was sent to […]

All of a sudden the app isn’t compatible with my phone. Now I can’t access my account info easily. I’ve had the card a year never a missed payment and they used me to a monthly fee now that ranges from 6 to 9 dollars. Instead of Rewarding you for taking care of the lil […]

this card isn’t a very good card at all. If you’re rebuilding your credit, I would go with the American Express card put out by Credit One Bank. It won’t allow your purchases to go over the limit due to charges they charge . You’ll also start out with a $700 credit limit. With it […]

Can’t wait to close this account. Not satisfied at all with this credit card and how it’s setup. I would have never even gotten it, had they been more open on how it works, dates and time. It’s not a good card to build with, and I would never recommend it. DO NOT GET THIS […]

It seems starting out to be the most difficult credit card to understand & use that I’ve ever used. Hope to get used to it soon or give it up. I didn’t understand there was a seventy-five dollar yearly fee either until today. Also, on the same page, it says payment past due and payment […]

This app really, really sucks. I can rarely get it to let me log in and it takes so long to update anything. I’ve put in my “requested log in code” 10 times and it still won’t log me in and does this continuously. I might be lucky to get it to let me log […]

Honestly, I do not normally like to be negative about a company but seriously feel they want you to miss payments. No auto pay on the app. Even when every other company has it. Charges you $38 for a late payment plus your $8 a month maintenance fee. Doesn’t even seem like you can set […]

I opened an account with them to build credit and lost 100 points. This company is terrible do NOT get a credit card with them!! The customer service is rude and unprofessional and seems to have forgotten their role is to help the customer!! I never missed a payment. There was an issue with the […]

Not up to par with other banking Apps. You can’t have more than one checking account added without replacing the other. So if you try to add a second checking account, it will replace the first one you have. Other than that, the Mobile Banking App is mediocre at best. Allow us to leave a […]

I like my FirstPremierCard and it’s a great way to rebuild your credit after a divorce. It does however have a few dis-advantages. They charge for everything, even credit increases. This isn’t a problem for me because I like having a low limit card to carry. Also, this card wants you to know the passcode […]

Used to work fine, now it doesn’t even show payments that are due, or when they’re due. Won’t show what the minimum payment is, and minimum payment no longer auto populates into the payment amount box, so there’s no way of knowing what payment you need to make, which can result in a late fee, […]

I was granted two different credit lines, however they unfortunately became maxed out, I started paying more on one of the cards. So I had available credit on one, but the other card didn’t have any available credit. I tried purchasing a little food and was denied. SMH so, I called premier and they told […]

I rated Premier Bankcard 2 stars for the following reasons: 1.) The year is 2025, and automatic withdrawal is not an option with this credit card company. It’s time to get with it and catch up to the modern era. The other banks do it. Make it happen. 2.) You are quick to offer customers […]

HORRIBLE CREDIT CARD. they deny my payments since january and get a charge fee for it constantly. it’s been 6 months now, and I stil can get a month payment in. they have countless excuses and acussin my bank when I’ve been told that the problem is on their end. I had a balance of […]

These credit cards are a scam. Stupidly high interest rates, and even when it is paid on time on a regular basis for years, mysteriously the funds that’s are available become unavailable when needed the most, whenever I try to use an available balance, thief system mysteriously goes down for ” maintenance” . That is […]

They took 96, from one of my accounts, for the startup fee, but then they still put a 96 dollar fee on my premier card on top of it. it was supposed to be 1 payment of 96 dollars, this makes it 2 payments. I’ve also been waiting for the actual card to show up […]

The app is fine but the credit card is an absolute horror of a credit card! DO NOT CHOOSE THIS CARD! They take fee after fee to where it’s almost impossible to pay off! They charge a fee for just having the card.. which is around $15 to $17 a month…then interest on purchases…even if […]

The only good thing about this credit card/bank is that they give you a chance to start using a credit card. I’ve had credit from other places without high interest rates and not affecting credit scores. They will raise your credit score and then not report on time payments, making you have to dispute inaccurate […]