Reviews for PREMIER Credit Card

I've had their credit card for three year I've always paid my bill on time. and not once have they increased my balance . 200 isn't worth using and you if you use more than 30% it hits your credit. so what's the use in having the card. and my credit scores or 670 and higher . so I believe I will cancel this card soon ..just a thought if a customer grows in a positive way so should the card..

I totally agree with Isis Ankara. I have had this card for several years now. No automatic CLI. If you request for one you have to pay a certain percentage for the amount you're approved for. They will eventually offer you another card as a way to give you more credit. However that comes with additional fees which is RIDICULOUS! to say the least. I so want to cancel them but that lowers my FICO. I suggest lower the annual fee, interest and an auto CLI for being a responsible cardholder.

I ended up canceling the account completely, there's was no option for auto payments, the app kept logging me off and locking me out, I was keeping the card to build up credit and pay the monthly fee but with all the hassles it involves its not worth to keep it. I was sent to 2 different customer service reps. One was nice, the other was rude and got off the phone so fast I wasnt sure if my Inquiry was taken care of, which resulted in me having to call back again and wait longer. Time wasted.

All of a sudden the app isn't compatible with my phone. Now I can't access my account info easily. I've had the card a year never a missed payment and they used me to a monthly fee now that ranges from 6 to 9 dollars. Instead of Rewarding you for taking care of the lil credit they give you, they charge additional annual fees on top of monthly fees. Oh and now I can't access my account online from the app any longer. Damn shame. I'll be closing my account.

this card isn't a very good card at all. If you're rebuilding your credit, I would go with the American Express card put out by Credit One Bank. It won't allow your purchases to go over the limit due to charges they charge . You'll also start out with a $700 credit limit. With it starts you out with a $500 credit limit but they take the first year's annual fee out of the credit balance.

Can't wait to close this account. Not satisfied at all with this credit card and how it's setup. I would have never even gotten it, had they been more open on how it works, dates and time. It's not a good card to build with, and I would never recommend it. DO NOT GET THIS CREDIT CARD ! STAY AWAY, AND GO WITH CAPITAL ONE, THE BEST IN THE WORLD.

It seems starting out to be the most difficult credit card to understand & use that I've ever used. Hope to get used to it soon or give it up. I didn't understand there was a seventy-five dollar yearly fee either until today. Also, on the same page, it says payment past due and payment due Oct. 18th, so which is correct? I already have 2 late payments. Can't rebuild my credit this way. No excuse, but I have been down with Covid, and my 84-year-old brain isn't the best lately.

This app really, really sucks. I can rarely get it to let me log in and it takes so long to update anything. I've put in my "requested log in code" 10 times and it still won't log me in and does this continuously. I might be lucky to get it to let me log in maybe once a week, no matter how many times I try. It takes 5-7+ days to update on payments made or transactions made, which is kind of ridiculous, especially since it says it takes up to 2 bus. days for transactions and payments to show.

Honestly, I do not normally like to be negative about a company but seriously feel they want you to miss payments. No auto pay on the app. Even when every other company has it. Charges you $38 for a late payment plus your $8 a month maintenance fee. Doesn't even seem like you can set up more than one payment at a time. Honestly, I missed my payment and immediately went on to pay it and then went to set up my next payment, and it would not let me do it. I guess til my first payment went through.

I opened an account with them to build credit and lost 100 points. This company is terrible do NOT get a credit card with them!! The customer service is rude and unprofessional and seems to have forgotten their role is to help the customer!! I never missed a payment. There was an issue with the app trying to take payments for remaining balance and charged me for payments I never attempted to make! (best believe I paid it anyway) Then when I reported it to them. They said it was "impossible"